Valuation: S&U plc

Market Cap 240M 327M 281M 262M 453M 31.35B 458M 3.11B 1.21B 15.74B 1.23B 1.2B 52.08B P/E 2027 *
9.07x
P/E 2028 * 7.88x
Enterprise Value 243M 332M 284M 266M 459M 31.78B 464M 3.15B 1.22B 15.96B 1.25B 1.22B 52.8B EV / Sales 2027 *
1.99x
EV / Sales 2028 * 1.62x
Free-Float
26.65%
Yield 2027 *
6.08%
Yield 2028 * 6.52%
1 week 31
Extreme 31
65
1 month 31
Extreme 31
65
Current year 31
Extreme 31
65
1 year 31
Extreme 31
65
3 years 31
Extreme 31
65
5 years 31
Extreme 31
65
10 years 31
Extreme 31
65
Manager TitleAgeSince
Director of Finance/CFO - -
Corporate Secretary - 01/01/2024
Director TitleAgeSince
Chairman 74 01/01/2008
Director/Board Member 74 -
Director/Board Member - 15/02/2015
Change 5-day change 1-year change 3-year change Capi.($)
0.00%0.00% - - 323M
-1.64%-0.92%+20.40%+51.34% 71.16B
+1.15%-2.83%-26.65%+36.53% 39.44B
-1.52%-0.33%+1.82%+36.16% 33.96B
-1.29%-0.41%+81.74%+202.16% 27.89B
+0.69%-0.90%+9.32%+150.45% 25.86B
-3.54%-0.38%-27.10%+124.63% 24.42B
-0.82%-2.83%-24.52%+7.72% 16.84B
-0.09%-2.45%+21.89%+70.96% 16.6B
-0.16%+0.07% - - 16.09B
Average -0.32%+0.03%+7.11%+84.99% 30.25B
Weighted average by Cap. -0.54%-0.06%+8.87%+78.86%

Financials

2027 *2028 *
Net sales 122M 167M 143M 134M 230M 15.95B 233M 1.58B 614M 8.01B 625M 612M 26.49B 144M 197M 169M 158M 272M 18.83B 275M 1.87B 725M 9.45B 738M 722M 31.28B
Net income 26.42M 36.05M 30.9M 28.9M 49.87M 3.45B 50.4M 342M 133M 1.73B 135M 132M 5.74B 30.55M 41.68M 35.72M 33.42M 57.65M 3.99B 58.26M 395M 154M 2B 156M 153M 6.63B
Net Debt 3.3M 4.5M 3.86M 3.61M 6.23M 431M 6.29M 42.71M 16.61M 216M 16.9M 16.54M 716M -6.2M -8.46M -7.25M -6.78M -11.7M -810M -11.82M -80.25M -31.2M -407M -31.76M -31.07M -1.35B
Logo S&U plc
S&U plc is a United Kingdom-based specialist motor finance and bridging lender. The Company’s trading subsidiaries include Advantage Finance Limited (Advantage Finance) and Aspen Bridging Limited (Aspen Bridging). Advantage Finance is a motor finance company. Aspen Bridging is focused on property bridging finance. Advantage Finance operates within the non-prime sector and has provided hire purchase finance for over 275,000 customers. Aspen Bridging has developed a range of bridging loan products across the market for residential and commercial property as well as sectors such as refinancing, capital raising, and refurbishment loans. Aspen Bridging can lend up to over £15 million per deal with an average loan size of circa £1,000,000.
Employees
250
Date Price Change
24/08/26 GBX 65.00 0.00%
21/08/26 GBX 65.00 0.00%
20/08/26 GBX 65.00 0.00%
19/08/26 GBX 65.00 0.00%
18/08/26 GBX 65.00 0.00%
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
19.75GBP
Average target price
24.57GBP
Spread / Average Target
+24.39%

Annual profits - Rate of surprise