Valuation : Synchrony Financial

Market Cap 24.93B 21.5B 20.23B 18.43B 34.65B 2,366B 34.84B 239B 93.08B 1,204B 93.6B 91.57B 3,991B P/E 2026 *
8.15x
P/E 2027 * 7.32x
Enterprise Value 29.07B 25.07B 23.59B 21.49B 40.41B 2,759B 40.63B 279B 109B 1,403B 109B 107B 4,653B EV / Sales 2026 *
1.91x
EV / Sales 2027 * 2.12x
Free-Float
38.86%
Yield 2026 *
1.67%
Yield 2027 * 1.85%
1 day-0.60%
1 week-5.14%
Current month-0.60%
1 month+1.10%
3 months+8.19%
6 months+10.87%
Current year-8.16%
1 week 76.22
Extreme 76.22
80.89
1 month 75.66
Extreme 75.655
81.92
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Chief Tech/Sci/R&D Officer - 29/06/2026
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap. Importance
8/17/26 A Free

Director

157 0.0000%
8/17/26 A Free

General Counsel

218 0.0001%
8/17/26 A Free

Director

14 0.0000%
Change 5-day change 1-year change 3-year change Capi.($)
-0.60%-5.14%+0.37%+134.60% 24.93B
-0.29%-3.08%+18.50%+43.96% 69.05B
-2.83%-8.88%-26.67%+23.86% 36.9B
-0.64%-2.55%+0.14%+29.71% 33.22B
-2.57%-7.95%+76.59%+172.56% 26.27B
-4.64%-10.26%-33.24%+93.97% 22.02B
-0.69%-4.33%+25.66%+63.18% 16.32B
-2.28%-3.00%-24.90%-3.79% 16.41B
-0.01%+1.13% - - 16.34B
-0.62%-10.03%+6.91%+125.75% 12.29B
Average -1.04%-5.06%+4.82%+75.98% 27.37B
Weighted average by Cap. -1.03%-4.83%+6.54%+67.50%

Financials

2026 *2027 *
Net sales 15.18B 13.1B 12.32B 11.22B 21.11B 1,441B 21.22B 146B 56.69B 733B 57.01B 55.77B 2,431B 15.98B 13.79B 12.97B 11.82B 22.22B 1,517B 22.34B 153B 59.68B 772B 60.01B 58.71B 2,559B
Net income 3.11B 2.68B 2.52B 2.3B 4.32B 295B 4.35B 29.83B 11.61B 150B 11.68B 11.42B 498B 3.07B 2.65B 2.49B 2.27B 4.27B 291B 4.29B 29.46B 11.46B 148B 11.53B 11.28B 492B
Net Debt 4.14B 3.57B 3.36B 3.06B 5.75B 393B 5.78B 39.7B 15.45B 200B 15.54B 15.2B 663B 8.9B 7.68B 7.22B 6.58B 12.38B 845B 12.44B 85.4B 33.24B 430B 33.42B 32.7B 1,425B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
01/09/26 $76.62 -0.60% 3,503,843
31/08/26 $77.08 -1.24% 4,489,039
28/08/26 $78.05 -2.35% 2,945,734
27/08/26 $79.93 +0.19% 3,190,748
26/08/26 $79.78 -1.23% 3,927,882
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
76.62USD
Average target price
89.30USD
Spread / Average Target
+16.55%

Quarterly revenue - Rate of surprise