Valuation: Synchrony Financial

Market Cap 24.66B 21.44B 19.95B 18.32B 34.59B 2,354B 35.13B 235B 92.31B 1,172B 92.61B 90.58B 3,930B P/E 2026 *
8.05x
P/E 2027 * 7.24x
Enterprise Value 28.8B 25.03B 23.3B 21.39B 40.4B 2,749B 41.03B 275B 108B 1,369B 108B 106B 4,589B EV / Sales 2026 *
1.9x
EV / Sales 2027 * 2.1x
Free-Float
38.86%
Yield 2026 *
1.69%
Yield 2027 * 1.87%
1 day-1.79%
1 week+3.96%
1 month-0.34%
3 months-0.54%
6 months+4.35%
Current year-9.16%
1 week 73.6
Extreme 73.6
77.52
1 month 68.05
Extreme 68.05
77.93
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
7/28/26 A Tax

Chief Executive Officer

-2,353 0.0007%
6/30/26 A Free

Director

789 0.0002%
6/30/26 A Free

Director

789 0.0002%
Change 5-day change 1-year change 3-year change Capi.($)
-1.79%+3.96%+8.78%+119.43% 24.66B
+8.32%+12.68%+29.51%+56.32% 74.33B
-2.71%-1.15%-12.66%+18.02% 36.5B
+6.27%+8.12%+4.16%+26.95% 33.98B
+1.93%+4.16%+65.90%+176.67% 25.8B
-0.97%-0.91%-27.77%+42.45% 21.04B
+3.85%+9.27%-22.11% - 17.74B
+1.25%+6.87% - - 16.14B
+4.31%+7.19%+27.96%+63.46% 16.55B
+3.69%+4.45%+19.42%+131.01% 13.12B
Average +2.68%+4.75%+10.36%+79.29% 27.99B
Weighted average by Cap. +3.64%+5.28%+13.39%+68.81%

Financials

2026 *2027 *
Net sales 15.19B 13.21B 12.29B 11.29B 21.32B 1,450B 21.65B 145B 56.88B 722B 57.06B 55.81B 2,421B 16B 13.91B 12.95B 11.89B 22.44B 1,527B 22.79B 153B 59.89B 760B 60.09B 58.77B 2,550B
Net income 3.11B 2.7B 2.51B 2.31B 4.36B 297B 4.43B 29.63B 11.63B 148B 11.67B 11.41B 495B 3.05B 2.65B 2.47B 2.27B 4.28B 292B 4.35B 29.13B 11.43B 145B 11.47B 11.22B 487B
Net Debt 4.14B 3.6B 3.35B 3.07B 5.81B 395B 5.9B 39.47B 15.49B 197B 15.54B 15.2B 660B 8.9B 7.74B 7.2B 6.61B 12.49B 850B 12.68B 84.91B 33.32B 423B 33.43B 32.7B 1,419B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
31/07/26 $75.79 -1.79% 3,413,135
30/07/26 $77.17 +2.93% 4,195,265
29/07/26 $74.97 -2.79% 3,606,778
28/07/26 $77.12 +2.40% 3,920,027
27/07/26 $75.31 +3.31% 4,631,356
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
75.79USD
Average target price
88.96USD
Spread / Average Target
+17.37%

Quarterly revenue - Rate of surprise