Valuation: Synchrony Financial

Market Cap 25.53B 22.13B 20.71B 18.9B 35.57B 2,435B 36.16B 243B 95.16B 1,219B 95.86B 93.78B 4,066B P/E 2026 *
8.35x
P/E 2027 * 7.49x
Enterprise Value 29.67B 25.71B 24.07B 21.96B 41.33B 2,830B 42.03B 282B 111B 1,416B 111B 109B 4,726B EV / Sales 2026 *
1.95x
EV / Sales 2027 * 2.15x
Free-Float
38.86%
Yield 2026 *
1.63%
Yield 2027 * 1.81%
1 day+0.36%
1 week-0.77%
Current month+3.54%
1 month+8.32%
3 months+11.65%
6 months+7.60%
Current year-5.95%
1 week 77.28
Extreme 77.2775
79.78
1 month 70.65
Extreme 70.65
79.87
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
8/3/26 A Sell

Executive/Senior Manager

-610 0.0002%
8/3/26 A Sell

Executive/Senior Manager

-721 0.0002%
8/3/26 A Sell

Director

-4,000 0.0012%
Change 5-day change 1-year change 3-year change Capi.($)
+0.36%-0.77%+12.74%+125.68% 25.53B
+4.07%+1.49%-16.31%+22.39% 40.55B
-0.57%-3.14%+5.90%+36.33% 34.06B
-0.29%+0.60%+83.70%+210.32% 27.8B
-0.77%-3.85%-19.80%+107.86% 23.22B
-0.37%+0.79%+31.03%+83.26% 17.08B
-1.36%-0.54%+13.54%+124.33% 12.27B
-0.21%-2.87%+53.07%+117.47% 9.04B
-0.49%-2.55%-24.60% - 7.44B
+0.81%-2.68%+14.43%+46.30% 7.32B
Average +0.08%-0.65%+15.37%+97.11% 20.43B
Weighted average by Cap. +0.27%-0.28%+13.86%+91.71%

Financials

2026 *2027 *
Net sales 15.18B 13.16B 12.32B 11.24B 21.15B 1,448B 21.51B 144B 56.59B 725B 57.01B 55.77B 2,418B 15.98B 13.85B 12.97B 11.83B 22.26B 1,524B 22.64B 152B 59.57B 763B 60.01B 58.71B 2,546B
Net income 3.1B 2.69B 2.52B 2.3B 4.32B 296B 4.4B 29.52B 11.57B 148B 11.65B 11.4B 494B 3.06B 2.65B 2.48B 2.27B 4.27B 292B 4.34B 29.13B 11.41B 146B 11.5B 11.25B 488B
Net Debt 4.14B 3.59B 3.36B 3.06B 5.77B 395B 5.86B 39.37B 15.43B 198B 15.54B 15.2B 659B 8.9B 7.71B 7.22B 6.59B 12.4B 849B 12.61B 84.69B 33.18B 425B 33.43B 32.7B 1,418B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
11/08/26 $78.47 +0.36% 1,957,484
10/08/26 $78.19 -0.51% 2,813,885
07/08/26 $78.59 -0.10% 2,038,728
06/08/26 $78.67 -0.73% 2,464,298
05/08/26 $79.25 +0.21% 3,214,468
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
78.47USD
Average target price
89.09USD
Spread / Average Target
+13.53%

Quarterly revenue - Rate of surprise