Valuation: Synchrony Financial

Market Cap 25.57B 22.14B 20.69B 18.91B 35.64B 2,439B 36.19B 243B 95.21B 1,220B 96.02B 93.92B 4,063B P/E 2026 *
8.36x
P/E 2027 * 7.5x
Enterprise Value 29.71B 25.72B 24.04B 21.97B 41.4B 2,834B 42.05B 282B 111B 1,418B 112B 109B 4,721B EV / Sales 2026 *
1.96x
EV / Sales 2027 * 2.16x
Free-Float
38.86%
Yield 2026 *
1.63%
Yield 2027 * 1.81%
1 day-0.92%
1 week+0.24%
Current month+2.96%
1 month+7.72%
3 months+11.03%
6 months+5.59%
Current year-6.47%
1 week 77.28
Extreme 77.2775
79.87
1 month 70.65
Extreme 70.65
79.87
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
8/3/26 A Sell

Executive/Senior Manager

-610 0.0002%
8/3/26 A Sell

Executive/Senior Manager

-721 0.0002%
8/3/26 A Sell

Director

-4,000 0.0012%
Change 5-day change 1-year change 3-year change Capi.($)
-0.72%+0.24%+12.11%+126.83% 25.57B
-0.91%+1.83%-18.59%+18.05% 38.85B
+0.62%-0.38%+5.32%+33.28% 33.75B
+1.43%+8.04%+85.56%+205.94% 27.57B
-1.17%+1.19%-18.62%+109.23% 23.74B
+2.48%+3.60%+32.05%+81.48% 16.78B
+0.55%-6.85%+11.01%+113.27% 12.19B
+2.98%-0.72%+50.65%+110.47% 8.78B
-0.85%-1.12%-24.30% - 7.51B
-1.17%-2.07%+13.84%+44.22% 7.47B
Average +0.61%+2.23%+14.90%+93.64% 20.22B
Weighted average by Cap. +0.61%+3.53%+13.46%+89.30%

Financials

2026 *2027 *
Net sales 15.18B 13.14B 12.29B 11.23B 21.16B 1,448B 21.49B 144B 56.53B 724B 57.01B 55.77B 2,413B 15.98B 13.84B 12.93B 11.82B 22.27B 1,524B 22.62B 152B 59.51B 763B 60.02B 58.71B 2,540B
Net income 3.1B 2.69B 2.51B 2.29B 4.32B 296B 4.39B 29.44B 11.55B 148B 11.65B 11.4B 493B 3.06B 2.65B 2.48B 2.26B 4.27B 292B 4.33B 29.06B 11.4B 146B 11.5B 11.25B 487B
Net Debt 4.14B 3.58B 3.35B 3.06B 5.77B 395B 5.86B 39.27B 15.41B 197B 15.54B 15.2B 658B 8.9B 7.71B 7.2B 6.58B 12.41B 849B 12.6B 84.47B 33.15B 425B 33.43B 32.7B 1,415B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
10/08/26 $77.94 -0.83% 1,099,046
07/08/26 $78.59 -0.10% 2,038,728
06/08/26 $78.67 -0.73% 2,464,298
05/08/26 $79.25 +0.21% 3,214,468
04/08/26 $79.08 +1.59% 3,690,039
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
78.59USD
Average target price
89.09USD
Spread / Average Target
+13.36%

Quarterly revenue - Rate of surprise