Valuation: Synchrony Financial

Market Cap 24.39B 21.43B 20.01B 18.36B 34.37B 2,336B 35.22B 237B 92.78B 1,156B 91.58B 89.6B 3,997B P/E 2026 *
7.95x
P/E 2027 * 7.15x
Enterprise Value 28.53B 25.07B 23.4B 21.48B 40.2B 2,733B 41.19B 278B 109B 1,352B 107B 105B 4,675B EV / Sales 2026 *
1.88x
EV / Sales 2027 * 2.08x
Free-Float
38.86%
Yield 2026 *
1.71%
Yield 2027 * 1.89%
1 day-2.79%
1 week+2.97%
Current month-1.42%
1 month-4.34%
3 months-0.20%
6 months+2.18%
Current year-10.14%
1 week 71.01
Extreme 71.01
77.49
1 month 68.05
Extreme 68.05
77.93
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
6/30/26 A Free

Director

789 0.0002%
6/30/26 A Free

Director

789 0.0002%
6/30/26 A Free

Director

789 0.0002%
Change 5-day change 1-year change 3-year change Capi.($)
-2.79%+2.97%+5.15%+116.74% 24.39B
+0.57%-0.56%+18.93%+42.84% 68.45B
-2.00%+1.93%-9.87%+26.50% 38.76B
-0.78%+1.06%-2.57%+19.46% 32.12B
-1.68%+0.16%+62.34%+171.44% 25.66B
-8.90%-10.66%-31.92%+59.69% 19.68B
+5.23%+6.25%-22.30% - 17.2B
+1.93%+4.16% - - 15.93B
-1.70%+3.23%+20.10%+56.71% 16.09B
-0.30%-0.06%+14.26%+122.80% 12.65B
Average +0.34%+1.36%+6.01%+77.02% 27.09B
Weighted average by Cap. +0.30%+1.32%+8.03%+65.06%

Financials

2026 *2027 *
Net sales 15.2B 13.36B 12.47B 11.44B 21.42B 1,456B 21.95B 148B 57.82B 720B 57.07B 55.83B 2,491B 16B 14.06B 13.13B 12.05B 22.55B 1,533B 23.11B 156B 60.87B 759B 60.09B 58.78B 2,622B
Net income 3.11B 2.73B 2.55B 2.34B 4.38B 298B 4.49B 30.21B 11.82B 147B 11.66B 11.41B 509B 3.05B 2.68B 2.5B 2.3B 4.3B 293B 4.41B 29.7B 11.62B 145B 11.47B 11.22B 500B
Net Debt 4.14B 3.64B 3.39B 3.12B 5.83B 396B 5.98B 40.25B 15.74B 196B 15.54B 15.2B 678B 8.9B 7.82B 7.3B 6.7B 12.54B 853B 12.85B 86.59B 33.86B 422B 33.42B 32.7B 1,459B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
29/07/26 $74.97 -2.79% 3,606,778
28/07/26 $77.12 +2.40% 3,920,027
27/07/26 $75.31 +3.31% 4,631,356
24/07/26 $72.90 +1.57% 3,858,105
23/07/26 $71.77 -1.43% 3,648,896
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
74.97USD
Average target price
88.96USD
Spread / Average Target
+18.66%

Quarterly revenue - Rate of surprise