Valuation: Synchrony Financial

Market Cap 25.6B 22.21B 20.8B 19.03B 35.92B 2,438B 36.39B 243B 95.5B 1,218B 96.11B 94.02B 4,055B P/E 2026 *
8.39x
P/E 2027 * 7.51x
Enterprise Value 29.74B 25.8B 24.16B 22.1B 41.73B 2,833B 42.27B 283B 111B 1,415B 112B 109B 4,711B EV / Sales 2026 *
1.96x
EV / Sales 2027 * 2.16x
Free-Float
38.86%
Yield 2026 *
1.63%
Yield 2027 * 1.8%
1 day-0.73%
1 week+1.94%
Current month+3.80%
1 month+2.10%
3 months+4.68%
6 months+4.67%
Current year-5.71%
1 week 76.46
Extreme 76.46
79.87
1 month 68.05
Extreme 68.05
79.87
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
8/3/26 A Sell

Executive/Senior Manager

-610 0.0002%
8/3/26 A Sell

Executive/Senior Manager

-721 0.0002%
8/3/26 A Sell

Director

-4,000 0.0012%
Change 5-day change 1-year change 3-year change Capi.($)
-0.73%+1.94%+13.28%+128.96% 25.6B
-4.62%-0.30%-27.04%+18.25% 37.41B
-3.70%-1.00%+4.96%+33.18% 35.01B
-2.11%+6.51%+77.85%+200.54% 28.13B
-0.82%+9.90%-15.66%+90.53% 23.35B
-3.56%+1.09%+25.66%+75.25% 17.38B
-0.15%-7.36%+9.69%+112.18% 12.2B
+2.65%+6.41%+58.51%+115.23% 8.92B
-0.72%-0.27%-24.10% - 7.56B
-0.79%+2.57%+15.26%+45.81% 7.48B
Average -0.22%+4.59%+13.84%+91.10% 20.3B
Weighted average by Cap. -0.13%+5.37%+11.55%+86.70%

Financials

2026 *2027 *
Net sales 15.18B 13.18B 12.34B 11.29B 21.31B 1,446B 21.58B 144B 56.65B 723B 57.01B 55.77B 2,405B 15.98B 13.87B 12.99B 11.88B 22.43B 1,523B 22.72B 152B 59.63B 761B 60.01B 58.71B 2,532B
Net income 3.1B 2.69B 2.52B 2.31B 4.35B 296B 4.41B 29.5B 11.58B 148B 11.65B 11.4B 492B 3.06B 2.66B 2.49B 2.28B 4.3B 292B 4.35B 29.11B 11.42B 146B 11.5B 11.25B 485B
Net Debt 4.14B 3.59B 3.36B 3.08B 5.81B 394B 5.88B 39.34B 15.44B 197B 15.54B 15.2B 656B 8.9B 7.73B 7.23B 6.62B 12.49B 848B 12.66B 84.63B 33.21B 424B 33.43B 32.7B 1,410B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
06/08/26 $78.67 -0.73% 2,464,298
05/08/26 $79.25 +0.21% 3,214,468
04/08/26 $79.08 +1.59% 3,690,039
03/08/26 $77.84 +2.70% 2,523,929
31/07/26 $75.79 -1.79% 3,413,135
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
78.67USD
Average target price
89.09USD
Spread / Average Target
+13.24%

Quarterly revenue - Rate of surprise