Valuation: Synchrony Financial

Market Cap 26.28B 22.52B 21.1B 19.27B 36.38B 2,505B 36.73B 249B 96.9B 1,264B 98.68B 96.53B 4,186B P/E 2026 *
8.59x
P/E 2027 * 7.71x
Enterprise Value 30.42B 26.07B 24.42B 22.31B 42.1B 2,900B 42.52B 288B 112B 1,463B 114B 112B 4,845B EV / Sales 2026 *
2x
EV / Sales 2027 * 2.2x
Free-Float
38.86%
Yield 2026 *
1.58%
Yield 2027 * 1.76%
1 day+0.94%
1 week+0.24%
Current month+6.57%
1 month+10.80%
3 months+12.45%
6 months+10.93%
Current year-3.19%
1 week 75.66
Extreme 75.655
81.42
1 month 73.6
Extreme 73.6
81.92
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
8/17/26 A Free

Director

157 0.0000%
8/17/26 A Free

General Counsel

218 0.0001%
8/17/26 A Free

Director

14 0.0000%
Change 5-day change 1-year change 3-year change Capi.($)
+0.94%+0.24%+9.15%+153.59% 26.28B
+0.97%-0.63%+20.71%+50.79% 70.92B
+1.49%+2.22%-23.65%+37.24% 40.49B
+0.35%-0.03%+4.53%+34.10% 33.61B
-1.75%+1.18%+87.95%+199.82% 28.09B
+4.17%+7.59%-27.34%+129.19% 24.54B
+0.48%-1.08%-23.94%+13.36% 16.84B
+0.67%+0.65%+27.22%+71.79% 16.72B
-0.19%+0.17% - - 16.09B
+0.25%+12.24%+20.04%+149.14% 13.48B
Average +0.29%+2.26%+10.52%+93.22% 28.71B
Weighted average by Cap. +0.37%+1.80%+11.16%+83.07%

Financials

2026 *2027 *
Net sales 15.18B 13.01B 12.19B 11.14B 21.02B 1,448B 21.22B 144B 55.98B 730B 57.01B 55.77B 2,419B 15.98B 13.7B 12.83B 11.72B 22.12B 1,524B 22.34B 151B 58.93B 769B 60.01B 58.71B 2,546B
Net income 3.11B 2.66B 2.5B 2.28B 4.3B 296B 4.35B 29.45B 11.46B 150B 11.67B 11.42B 495B 3.07B 2.63B 2.46B 2.25B 4.25B 293B 4.29B 29.07B 11.32B 148B 11.53B 11.27B 489B
Net Debt 4.14B 3.55B 3.32B 3.04B 5.73B 395B 5.79B 39.2B 15.26B 199B 15.54B 15.2B 659B 8.9B 7.63B 7.15B 6.53B 12.32B 849B 12.44B 84.32B 32.82B 428B 33.43B 32.7B 1,418B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
25/08/26 $80.77 +0.94% 3,918,272
24/08/26 $80.02 +0.69% 3,954,927
21/08/26 $79.47 +3.60% 4,864,004
20/08/26 $76.71 -3.65% 4,187,746
19/08/26 $79.62 -1.19% 2,957,722
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
80.77USD
Average target price
89.30USD
Spread / Average Target
+10.57%

Quarterly revenue - Rate of surprise