Valuation: Synchrony Financial

Market Cap 25.57B 22.12B 20.66B 18.95B 35.64B 2,434B 36.21B 242B 95.12B 1,220B 96.02B 93.92B 4,033B P/E 2026 *
8.36x
P/E 2027 * 7.5x
Enterprise Value 29.71B 25.7B 24B 22.02B 41.41B 2,828B 42.07B 282B 111B 1,417B 112B 109B 4,685B EV / Sales 2026 *
1.96x
EV / Sales 2027 * 2.16x
Free-Float
38.86%
Yield 2026 *
1.63%
Yield 2027 * 1.81%
1 day-0.10%
1 week+3.69%
Current month+3.69%
1 month+4.07%
3 months+6.20%
6 months+4.56%
Current year-5.80%
1 week 76.46
Extreme 76.46
79.87
1 month 68.76
Extreme 68.76
79.87
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
8/3/26 A Sell

Executive/Senior Manager

-610 0.0002%
8/3/26 A Sell

Executive/Senior Manager

-721 0.0002%
8/3/26 A Sell

Director

-4,000 0.0012%
Change 5-day change 1-year change 3-year change Capi.($)
-0.10%+3.69%+14.81%+126.16% 25.57B
+3.78%+6.36%-21.82%+18.48% 38.82B
-3.70%-1.00%+4.96%+33.18% 33.75B
-2.11%+6.51%+77.85%+200.54% 27.57B
+1.55%+12.69%-16.76%+95.74% 23.74B
-3.56%+1.09%+25.66%+75.25% 16.78B
-0.15%-7.36%+9.69%+112.18% 12.19B
-1.52%-0.72%+49.94%+103.68% 8.78B
-0.72%-0.27%-24.10% - 7.51B
-0.12%+3.79%+16.80%+44.11% 7.47B
Average -1.17%+2.23%+13.70%+89.92% 20.22B
Weighted average by Cap. -1.24%+3.53%+11.77%+85.96%

Financials

2026 *2027 *
Net sales 15.18B 13.13B 12.26B 11.25B 21.16B 1,445B 21.5B 144B 56.48B 724B 57.02B 55.77B 2,394B 15.98B 13.83B 12.91B 11.84B 22.28B 1,521B 22.63B 151B 59.45B 762B 60.02B 58.71B 2,521B
Net income 3.1B 2.68B 2.51B 2.3B 4.32B 295B 4.39B 29.41B 11.54B 148B 11.65B 11.4B 489B 3.06B 2.65B 2.47B 2.27B 4.27B 291B 4.34B 29.02B 11.39B 146B 11.5B 11.25B 483B
Net Debt 4.14B 3.58B 3.34B 3.07B 5.77B 394B 5.86B 39.22B 15.4B 197B 15.54B 15.2B 653B 8.9B 7.7B 7.19B 6.6B 12.41B 847B 12.6B 84.37B 33.12B 425B 33.43B 32.7B 1,404B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
07/08/26 $78.59 -0.10% 2,038,727
06/08/26 $78.67 -0.73% 2,464,298
05/08/26 $79.25 +0.21% 3,214,468
04/08/26 $79.08 +1.59% 3,690,039
03/08/26 $77.84 +2.70% 2,523,929
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
78.59USD
Average target price
89.09USD
Spread / Average Target
+13.36%

Quarterly revenue - Rate of surprise