Valuation: Synchrony Financial

Market Cap 25.86B 22.16B 20.73B 18.95B 35.77B 2,476B 36.15B 245B 95.38B 1,243B 97.09B 94.98B 4,113B P/E 2026 *
8.45x
P/E 2027 * 7.59x
Enterprise Value 30B 25.71B 24.05B 21.99B 41.49B 2,872B 41.93B 285B 111B 1,442B 113B 110B 4,772B EV / Sales 2026 *
1.98x
EV / Sales 2027 * 2.17x
Free-Float
38.86%
Yield 2026 *
1.61%
Yield 2027 * 1.79%
1 day+0.89%
1 week-0.71%
Current month+5.79%
1 month+9.98%
3 months+11.51%
6 months+13.29%
Current year-3.90%
1 week 75.66
Extreme 75.655
81.79
1 month 73.6
Extreme 73.6
81.92
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
8/17/26 A Free

Director

157 0.0000%
8/17/26 A Free

General Counsel

218 0.0001%
8/17/26 A Free

Director

14 0.0000%
Change 5-day change 1-year change 3-year change Capi.($)
+0.70%-0.71%+8.34%+150.94% 25.86B
-1.64%-0.92%+20.40%+51.34% 71.16B
+0.97%-3.34%-25.17%+35.80% 39.44B
-1.52%-0.33%+1.82%+36.16% 33.96B
-1.29%-0.41%+81.74%+202.16% 27.89B
-3.49%+0.27%-29.79%+126.11% 24.42B
-0.82%-2.83%-24.52%+7.72% 16.84B
-0.09%-2.45%+21.89%+70.96% 16.6B
-0.16%+0.07% - - 16.09B
+6.19%+12.91%+19.71%+153.72% 12.68B
Average -0.09%-0.09%+8.27%+92.77% 28.49B
Weighted average by Cap. -0.59%-0.75%+9.26%+82.47%

Financials

2026 *2027 *
Net sales 15.18B 13.01B 12.17B 11.13B 21B 1,454B 21.22B 144B 56.01B 730B 57.01B 55.77B 2,415B 15.98B 13.7B 12.81B 11.72B 22.11B 1,530B 22.34B 152B 58.96B 768B 60.01B 58.71B 2,543B
Net income 3.1B 2.66B 2.49B 2.27B 4.29B 297B 4.34B 29.44B 11.45B 149B 11.65B 11.4B 494B 3.06B 2.62B 2.46B 2.24B 4.24B 293B 4.28B 29.05B 11.3B 147B 11.5B 11.25B 487B
Net Debt 4.14B 3.55B 3.32B 3.03B 5.72B 396B 5.79B 39.26B 15.27B 199B 15.54B 15.2B 658B 8.9B 7.63B 7.14B 6.53B 12.31B 852B 12.44B 84.46B 32.84B 428B 33.43B 32.7B 1,416B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
24/08/26 $80.07 +0.76% 2,830,107
21/08/26 $79.47 +3.60% 4,864,004
20/08/26 $76.71 -3.65% 4,187,746
19/08/26 $79.62 -1.19% 2,957,722
18/08/26 $80.58 -0.21% 3,027,588
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
79.47USD
Average target price
89.09USD
Spread / Average Target
+12.10%

Quarterly revenue - Rate of surprise