Valuation: Synchrony Financial

Market Cap 24.66B 21.35B 19.9B 18.27B 34.55B 2,352B 34.99B 234B 91.87B 1,171B 92.61B 90.57B 3,877B P/E 2026 *
8.05x
P/E 2027 * 7.24x
Enterprise Value 28.8B 24.94B 23.24B 21.34B 40.35B 2,747B 40.87B 274B 107B 1,367B 108B 106B 4,527B EV / Sales 2026 *
1.9x
EV / Sales 2027 * 2.1x
Free-Float
38.86%
Yield 2026 *
1.69%
Yield 2027 * 1.87%
1 day-1.79%
1 week+3.96%
1 month-1.28%
3 months+0.04%
6 months+4.35%
Current year-9.16%
1 week 73.6
Extreme 73.6
77.52
1 month 68.05
Extreme 68.05
77.72
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
7/28/26 A Tax

Chief Executive Officer

-2,353 0.0007%
6/30/26 A Free

Director

789 0.0002%
6/30/26 A Free

Director

789 0.0002%
Change 5-day change 1-year change 3-year change Capi.($)
-1.79%+3.96%+12.23%+118.29% 24.66B
+8.32%+12.68%+30.33%+56.98% 74.33B
-2.71%-1.15%-22.01%+21.01% 36.5B
+6.27%+8.12%+5.89%+29.05% 33.98B
+1.93%+4.16%+70.43%+182.33% 25.8B
-0.97%-0.91%-23.17%+57.58% 21.04B
+3.85%+9.27%-22.17% - 17.74B
+4.31%+7.19%+30.05%+63.61% 16.55B
+1.25%+6.87% - - 16.14B
+3.69%+4.45%+20.32%+131.58% 13.12B
Average +2.42%+4.75%+11.32%+82.55% 27.99B
Weighted average by Cap. +3.31%+5.28%+13.85%+71.56%

Financials

2026 *2027 *
Net sales 15.19B 13.16B 12.26B 11.26B 21.29B 1,449B 21.56B 144B 56.61B 721B 57.06B 55.81B 2,389B 16B 13.85B 12.91B 11.86B 22.42B 1,526B 22.7B 152B 59.61B 760B 60.08B 58.76B 2,515B
Net income 3.11B 2.69B 2.51B 2.3B 4.35B 296B 4.41B 29.54B 11.57B 147B 11.67B 11.41B 488B 3.05B 2.64B 2.46B 2.26B 4.28B 291B 4.33B 29.04B 11.38B 145B 11.47B 11.22B 480B
Net Debt 4.14B 3.58B 3.34B 3.07B 5.8B 395B 5.87B 39.36B 15.42B 196B 15.54B 15.2B 651B 8.9B 7.71B 7.18B 6.6B 12.47B 849B 12.63B 84.66B 33.17B 423B 33.43B 32.7B 1,400B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
31/07/26 $75.79 -1.79% 3,413,135
30/07/26 $77.17 +2.93% 4,195,265
29/07/26 $74.97 -2.79% 3,606,778
28/07/26 $77.12 +2.40% 3,920,027
27/07/26 $75.31 +3.31% 4,631,356
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
75.79USD
Average target price
88.96USD
Spread / Average Target
+17.37%

Quarterly revenue - Rate of surprise