Valuation: Synchrony Financial

Market Cap 26.36B 22.76B 21.39B 19.45B 36.57B 2,520B 37.18B 251B 97.99B 1,262B 98.95B 96.8B 4,194B P/E 2026 *
8.62x
P/E 2027 * 7.73x
Enterprise Value 30.49B 26.34B 24.75B 22.51B 42.32B 2,916B 43.01B 290B 113B 1,460B 114B 112B 4,852B EV / Sales 2026 *
2.01x
EV / Sales 2027 * 2.21x
Free-Float
38.86%
Yield 2026 *
1.58%
Yield 2027 * 1.75%
1 day+1.15%
1 week+3.07%
Current month+6.87%
1 month+9.40%
3 months+13.48%
6 months+13.48%
Current year-2.91%
1 week 77.28
Extreme 77.2775
81.09
1 month 70.65
Extreme 70.65
81.09
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
8/3/26 A Sell

Executive/Senior Manager

-610 0.0002%
8/3/26 A Sell

Executive/Senior Manager

-721 0.0002%
8/3/26 A Sell

Director

-4,000 0.0012%
Change 5-day change 1-year change 3-year change Capi.($)
+1.15%+3.07%+13.30%+141.94% 26.36B
-0.35%+0.83%+26.18%+54.89% 70.68B
-1.86%+7.58%-20.35%+35.54% 41.8B
-0.82%-0.03%+4.32%+35.51% 33.58B
-0.35%+0.82%+82.11%+210.43% 27.66B
-0.73%-0.46%-23.03%+118.58% 23.62B
-2.56%-3.02%-23.93% - 17.2B
-0.77%+1.87%+30.58%+83.66% 17.01B
+0.12%-1.65% - - 16.06B
-1.17%-1.66%+3.07%+121.65% 11.93B
Average -0.73%-0.09%+10.25%+100.27% 28.59B
Weighted average by Cap. -0.68%+0.20%+12.48%+86.27%

Financials

2026 *2027 *
Net sales 15.18B 13.11B 12.32B 11.21B 21.07B 1,452B 21.42B 144B 56.45B 727B 57.01B 55.77B 2,416B 15.98B 13.8B 12.97B 11.8B 22.18B 1,528B 22.55B 152B 59.43B 765B 60.01B 58.71B 2,543B
Net income 3.1B 2.68B 2.52B 2.29B 4.31B 297B 4.38B 29.51B 11.54B 149B 11.65B 11.4B 494B 3.06B 2.64B 2.49B 2.26B 4.25B 293B 4.32B 29.12B 11.39B 147B 11.5B 11.25B 487B
Net Debt 4.14B 3.57B 3.36B 3.05B 5.74B 396B 5.84B 39.36B 15.39B 198B 15.54B 15.2B 659B 8.9B 7.69B 7.23B 6.57B 12.35B 851B 12.56B 84.66B 33.1B 426B 33.42B 32.7B 1,417B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
14/08/26 $81.00 +1.15% 2,124,696
13/08/26 $80.08 +0.84% 2,546,097
12/08/26 $79.41 +1.20% 2,188,958
11/08/26 $78.47 +0.36% 1,957,484
10/08/26 $78.19 -0.51% 2,813,885
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
81.00USD
Average target price
89.09USD
Spread / Average Target
+9.98%

Quarterly revenue - Rate of surprise