Valuation: Synchrony Financial

Market Cap 24.66B 21.43B 20.01B 18.37B 34.64B 2,350B 35.24B 236B 92.4B 1,172B 92.63B 90.58B 3,866B P/E 2026 *
8.05x
P/E 2027 * 7.24x
Enterprise Value 28.8B 25.03B 23.37B 21.45B 40.45B 2,745B 41.15B 276B 108B 1,369B 108B 106B 4,515B EV / Sales 2026 *
1.9x
EV / Sales 2027 * 2.1x
Free-Float
38.86%
Yield 2026 *
1.69%
Yield 2027 * 1.87%
1 day+2.70%
1 week+3.36%
Current month+2.70%
1 month+1.03%
3 months+4.85%
6 months+5.33%
Current year-6.70%
1 week 74.68
Extreme 74.6825
78.39
1 month 68.05
Extreme 68.05
78.39
Current year 63.08
Extreme 63.08
88.77
1 year 63.08
Extreme 63.08
88.77
3 years 27.3
Extreme 27.295
88.77
5 years 26.59
Extreme 26.59
88.77
10 years 12.15
Extreme 12.15
88.77
Manager TitleAgeSince
Chief Executive Officer 51 01/04/2021
Director of Finance/CFO 58 02/05/2019
Director of Finance/CFO - 01/04/2014
Director TitleAgeSince
Director/Board Member 51 01/04/2021
Chairman 67 03/04/2023
Director/Board Member 73 01/07/2014
Date Insider Type Main position Quantity % Market Cap.
7/28/26 A Tax

Chief Executive Officer

-2,353 0.0007%
6/30/26 A Free

Director

789 0.0002%
6/30/26 A Free

Director

789 0.0002%
Change 5-day change 1-year change 3-year change Capi.($)
+2.70%+3.36%+12.40%+126.94% 24.66B
+1.03%+13.84%+31.68%+60.06% 74.33B
+6.05%+1.41%-18.96%+35.18% 36.5B
+3.30%+11.69%+9.38%+37.26% 33.98B
+2.21%+6.47%+74.20%+192.05% 25.8B
+10.55%+6.81%-17.33%+79.40% 21.04B
+2.55%+12.05%-20.18% - 17.74B
+1.47%+8.77%+31.96%+70.69% 16.55B
-0.18%+6.68% - - 16.14B
-7.33%-3.21%+11.50%+114.16% 13.12B
Average +2.22%+4.95%+12.74%+89.47% 27.99B
Weighted average by Cap. +2.58%+5.64%+15.77%+79.02%

Financials

2026 *2027 *
Net sales 15.19B 13.2B 12.32B 11.31B 21.33B 1,448B 21.71B 145B 56.91B 722B 57.05B 55.79B 2,381B 15.99B 13.9B 12.98B 11.91B 22.46B 1,524B 22.85B 153B 59.92B 760B 60.07B 58.74B 2,507B
Net income 3.11B 2.7B 2.52B 2.31B 4.36B 296B 4.44B 29.71B 11.64B 148B 11.66B 11.4B 487B 3.06B 2.66B 2.48B 2.28B 4.29B 291B 4.37B 29.23B 11.45B 145B 11.48B 11.22B 479B
Net Debt 4.14B 3.6B 3.36B 3.08B 5.81B 394B 5.91B 39.6B 15.51B 197B 15.55B 15.2B 649B 8.9B 7.74B 7.22B 6.63B 12.5B 849B 12.72B 85.17B 33.36B 423B 33.44B 32.7B 1,396B
Logo Synchrony Financial
Synchrony Financial specializes in the issuance and marketing of credit cards. The group's business is essentially organized around 4 areas: - embossing and issuing of credit cards; - payment processing; - printing and mailing of credit card statements; - other: consumer loans, health care services, etc. Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle At the end of 2025, the group managed USD 103.8 billion of loan receivables and 70.7 million active accounts.
Employees
20,000
Date Price Change Volume
03/08/26 $77.84 +2.70% 2,523,884
31/07/26 $75.79 -1.79% 3,413,135
30/07/26 $77.17 +2.93% 4,195,265
29/07/26 $74.97 -2.79% 3,606,778
28/07/26 $77.12 +2.40% 3,920,027
Trader
Investor
Global
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
24
Last Close Price
75.79USD
Average target price
89.09USD
Spread / Average Target
+17.54%

Quarterly revenue - Rate of surprise