Valuation: Provident Financial

Market Cap 203M 273M 237M 220M 383M 25.97B 387M 2.59B 1.02B 12.99B 1.03B 1B 43.03B P/E 2026 *
5.19x
P/E 2027 * 4.59x
Enterprise Value 203M 273M 237M 220M 383M 25.97B 387M 2.59B 1.02B 12.99B 1.03B 1B 43.03B EV / Sales 2026 *
0.41x
EV / Sales 2027 * 0.39x
Free-Float
88.66%
Yield 2026 *
0.93%
Yield 2027 * 5.49%
Manager TitleAgeSince
Chief Executive Officer 60 01/08/2023
Director of Finance/CFO 60 01/11/2023
Chief Operating Officer - -
Director TitleAgeSince
Director/Board Member 68 01/04/2019
Director/Board Member 60 09/03/2023
Chairman 65 15/09/2023
Change 5-day change 1-year change 3-year change Capi.($)
0.00%0.00% - - 273M
-1.45%+0.55%-23.60%+18.96% 39.92B
-0.90%+8.20%+7.88%+40.35% 35.38B
+3.40%+7.30%+78.75%+204.77% 26.72B
+0.82%+5.74%+13.26%+128.12% 25.73B
-1.84%+20.34%-14.80%+95.44% 24.13B
+0.73%+7.62%+28.18%+73.89% 16.81B
+0.77%-4.06%+8.49%+114.37% 12.11B
-2.65%+3.95%+59.47%+115.23% 9.32B
-0.15%+1.54%-23.80% - 7.63B
Average -0.15%+4.24%+14.87%+98.89% 21.97B
Weighted average by Cap. -0.14%+4.75%+12.01%+89.19%

Financials

2026 *2027 *
Net sales 490M 660M 572M 533M 926M 62.8B 936M 6.27B 2.46B 31.42B 2.48B 2.43B 104B 525M 707M 613M 571M 991M 67.25B 1B 6.71B 2.63B 33.65B 2.66B 2.6B 111B
Net income 40M 53.87M 46.65M 43.49M 75.51M 5.12B 76.36M 511M 201M 2.56B 202M 198M 8.49B 47.23M 63.61M 55.09M 51.36M 89.17M 6.05B 90.17M 603M 237M 3.03B 239M 234M 10.02B
Net Debt - -
Logo Provident Financial
Vanquis Banking Group plc is a United Kingdom-based specialist bank. The Company supports its target customers with differentiated credit, savings and money management solutions, with lending predominantly funded by retail deposits. The Company's brands include Vanquis, Moneybarn, and Snoop. Through Vanquis, the Company offers a range of credit cards, unsecured personal loans, and savings products. It provides customers with credit cards, tailored to suit their needs, with a range of APRs and credit limits. Through Moneybarn, it offers secured vehicle finance on a range of asset classes, new and used, including cars, motorbikes and light commercial vehicles. Snoop's platform combines both data-driven, personalized insights (or Snoops) to help consumers find their money-saving opportunities, and a free credit scoring service. Snoop uses artificial intelligence (AI) and open banking data to help people save on household bills and targets savings of up to £1,500 per year for customers.
Employees
-
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
0.8130GBP
Average target price
1.438GBP
Spread / Average Target
+76.81%

Annual profits - Rate of surprise