Valuation: Funding Circle Holdings plc

Market Cap 489M 654M 571M 525M 928M 62.23B 942M 6.3B 2.45B 30.59B 2.45B 2.4B 105B P/E 2026 *
18.8x
P/E 2027 * 12.7x
Enterprise Value 352M 470M 411M 378M 668M 44.79B 678M 4.54B 1.76B 22.02B 1.77B 1.73B 75.87B EV / Sales 2026 *
1.5x
EV / Sales 2027 * 1.19x
Free-Float
74.36%
Yield 2026 *
0.32%
Yield 2027 * 1.64%
1 day+4.83%
1 week+16.53%
Current month+14.17%
1 month+26.27%
3 months+27.79%
6 months+38.24%
Current year+33.86%
1 week 142.2
Extreme 142.2
169.2
1 month 134
Extreme 134
169.2
Current year 121.2
Extreme 121.2
176.8
1 year 113.2
Extreme 113.2
176.8
3 years 25
Extreme 25
176.8
5 years 25
Extreme 25
176.8
10 years 21.95
Extreme 21.95
460
Manager TitleAgeSince
Chief Executive Officer - 01/01/2022
Director of Finance/CFO - 01/01/2018
Chief Tech/Sci/R&D Officer - 01/10/2022
Director TitleAgeSince
Director/Board Member 62 13/09/2013
Director/Board Member 62 09/03/2011
Chairman 60 15/05/2025
Date Insider Type Main position Quantity % Market Cap.
08/09/22Buy

Chief Executive Officer

13,326 0.0037%
08/09/22Buy

Chief Executive Officer

42,679 0.0118%
08/09/22Buy

Chief Executive Officer

76,591 0.0212%
Change 5-day change 1-year change 3-year change Capi.($)
+4.83%+16.53%+34.93%+196.84% 654M
+1.28%+5.20%+13.32%+40.65% 67.2B
-0.50%+5.13%+10.74%+75.81% 44.62B
+2.15%+7.42%-4.30%+23.08% 31.74B
-0.33%+3.02%+57.43%+202.48% 26.27B
-0.57%-2.96%+8.79%+122.02% 25.68B
-1.08%+2.01%-1.78%+114.08% 23.4B
-0.16%-0.03%-26.37% - 16.6B
+0.11%-0.57%+17.18%+53.10% 16.03B
-1.94%-3.92% - - 15.47B
Average +0.38%+3.66%+12.22%+103.51% 26.77B
Weighted average by Cap. +0.21%+3.53%+11.07%+80.43%

Financials

2026 *2027 *
Net sales 235M 314M 274M 252M 445M 29.85B 452M 3.02B 1.18B 14.68B 1.18B 1.15B 50.57B 263M 352M 308M 283M 500M 33.5B 507M 3.39B 1.32B 16.47B 1.32B 1.29B 56.75B
Net income 27.99M 37.38M 32.68M 30.03M 53.09M 3.56B 53.9M 361M 140M 1.75B 140M 137M 6.03B 41.12M 54.91M 48.01M 44.12M 78M 5.23B 79.18M 530M 206M 2.57B 206M 202M 8.86B
Net Debt -137M -183M -160M -147M -260M -17.44B -264M -1.77B -687M -8.57B -687M -673M -29.54B -176M -235M -205M -189M -333M -22.34B -338M -2.26B -880M -10.98B -881M -862M -37.84B
Logo Funding Circle Holdings plc
Funding Circle Holdings plc is a United Kingdom-based provider of small and medium-sized enterprises (SME) finance platforms. The Company’s cutting-edge technology and data platform is constantly evolving, enabling more small businesses to access the funding they need to win. The Company’s proprietary technology platform is designed to provide customers with quick and easy access to finance. Its diverse product range enables businesses to borrow, pay later and spend. The principal reporting segments of its operations are UK Term Loans and FlexiPay. Its Other Loans business operations are included in the Term Loans businesses in Germany and the Netherlands. FlexiPay is a line of credit business products. It also offers Cashback credit card for everyday business spending. Its subsidiaries include Funding Circle Ltd, Funding Circle CE GmbH, Funding Circle Global Partners Limited, and others.
Employees
778
Date Price Change Volume
03/07/26 GBX 169.20 +4.83% 990,601
02/07/26 GBX 161.40 +1.77% 1,101,338
01/07/26 GBX 158.60 +7.02% 1,733,788
30/06/26 GBX 148.20 +2.21% 768,188
29/06/26 GBX 145.00 -0.14% 388,702
Trader
Investor
Global
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
5
Last Close Price
1.692GBP
Average target price
2.186GBP
Spread / Average Target
+29.20%

Annual profits - Rate of surprise