Valuation: Time Finance plc

Market Cap 54M 72.34M 64.79M 59.6M 101M 6.87B 103M 711M 285M 3.61B 271M 266M 11.39B P/E 2026 *
8.66x
P/E 2027 * 7.75x
Enterprise Value 47M 62.96M 56.39M 51.87M 87.85M 5.98B 89.5M 619M 248M 3.14B 236M 231M 9.92B EV / Sales 2026
0.99x
EV / Sales 2027 * 1.08x
Free-Float
81.95%
Yield 2026 *
-
Yield 2027 * -
Current month+1.73%
1 month+1.73%
3 months+16.63%
6 months+38.59%
Current year+13.27%
1 week 57.8
Extreme 57.8
60
1 month 57.6
Extreme 57.6
60
Current year 40.11
Extreme 40.11
60
1 year 40.11
Extreme 40.11
60
3 years 28
Extreme 28
67
5 years 15
Extreme 15
67
10 years 12.1
Extreme 12.1
68.8
Manager TitleAgeSince
Chief Executive Officer 54 19/02/2021
Director of Finance/CFO 49 01/05/2017
Compliance Officer - 01/05/2018
Director TitleAgeSince
Director/Board Member 49 01/05/2017
Director/Board Member 54 19/02/2021
Chairman 55 21/10/2021
Date Insider Type Main position Quantity % Market Cap. Importance
11/19/25 A Free

Chief Executive Officer

361,842 0.3911%
11/19/25 A Free

Chief Financial Officer

263,158 0.2845%
10/3/25 A Exercice 100,000 0.1081%
Change 5-day change 1-year change 3-year change Capi.($)
0.00%0.00%+18.99%+110.36% 72.34M
-0.75%+8.63%+21.58%+158.98% 23.64B
+0.85%-0.30%+9.53%+35.27% 11.92B
-2.18%-0.76%-22.58%+31.24% 10.9B
-3.09%-1.45%-40.81%+0.85% 10.1B
0.00%+1.41%+28.57%+27.21% 8.91B
-3.56%-2.84%-24.50%+2.59% 7.92B
+0.10%+2.03%+40.92%+83.36% 7.88B
-2.65%+2.91%-8.77%+84.52% 6.43B
Average -1.25%+1.07%+2.55%+59.38% 9.75B
Weighted average by Cap. -1.22%+2.30%+3.35%+68.34%

Financials

2026 2027 *
Net sales 38.5M 51.58M 46.19M 42.49M 71.97M 4.9B 73.31M 507M 203M 2.58B 194M 189M 8.12B 40.6M 54.39M 48.71M 44.81M 75.89M 5.16B 77.31M 534M 215M 2.72B 204M 200M 8.57B
Net income 6.3M 8.44M 7.56M 6.95M 11.78M 801M 12M 82.92M 33.29M 422M 31.67M 31M 1.33B 7M 9.38M 8.4M 7.73M 13.08M 890M 13.33M 92.13M 36.98M 468M 35.19M 34.45M 1.48B
Net Debt -7M -9.38M -8.4M -7.73M -13.08M -890M -13.33M -92.13M -36.98M -468M -35.19M -34.45M -1.48B -10M -13.4M -12M -11.04M -18.69M -1.27B -19.04M -132M -52.83M -669M -50.28M -49.21M -2.11B
Projected Income Statement - Annual - Time Finance plc
Logo Time Finance plc
Time Finance plc is a United Kingdom-based independent specialist finance provider. The Company offers a multi-product range for SMEs. The Company is primarily a lender for the working capital requirements of United Kingdom businesses, but it can also act as a broker in arranging funding where more appropriate. It comprises two core, own-book divisions - Asset Finance and Invoice Finance - with lending proposals originated through a variety of channels. These include finance brokers and other professional firms, equipment vendors, suppliers and dealers, and direct from borrowers. It can fund various asset types, which include hard assets and soft assets. Hard assets include printing equipment; tractor units, trailers & LCVs; agricultural & forestry equipment, and cars & vans. Soft assets include office furniture, commercial kitchens, software, shop fit-outs, and audio visual & IT hardware. The Company's finance solutions also include loans, vehicle finance and asset based lending.
Employees
153
Date Price Change Volume
30/10/26 GBX 58.90 0.00% 9,776
29/10/26 GBX 58.90 0.00% 11,856
28/10/26 GBX 58.90 0.00% 27,916
27/10/26 GBX 58.90 0.00% 199,943
26/10/26 GBX 58.90 0.00% 112,285
Trader
Investor
Global
Quality
ESG MSCI
-
MarketScreener Ratings - Time Finance plc
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
1
Last Close Price
0.5890GBP
Average target price
1.120GBP
Spread / Average Target
+90.15%

Annual profits - Rate of surprise

Rate of surprise - EPS - Annual - Time Finance plc