Company Valuation: SmartFinancial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027
Market Cap 1 459.7 464.4 416.2 524.4 629.9 887.9 -
Change - 1.03% -10.39% 25.99% 20.12% 40.97% -
Enterprise Value (EV) 459.7 464.4 416.2 524.4 629.9 887.9 887.9
Change - 1.03% -10.39% 25.99% 20.12% 40.97% 0%
P/E 12.3x 10.8x 14.5x 14.5x 12.4x 13.9x 12.4x
PBR 1.07x 1.07x 0.9x 1.07x 1.14x 1.46x 1.32x
PEG - 0.7x -0.4x 0.5x 0.3x 0.5x 1x
Capitalization / Revenue 3.33x 2.8x 2.61x 3.07x 3.12x 3.91x 3.58x
EV / Revenue 0x 0x 0x 0x 0x 3.91x 3.58x
EV / EBITDA - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 9.81x 8.69x
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Dividend per Share 2 0.24 0.28 0.32 0.32 0.32 0.34 0.3717
Rate of return 0.88% 1.02% 1.31% 1.03% 0.87% 0.65% 0.72%
EPS 2 2.22 2.55 1.69 2.14 2.98 3.738 4.182
Distribution rate 10.8% 11% 18.9% 15% 10.7% 9.1% 8.89%
Net sales 1 137.9 165.7 159.6 170.9 201.6 227 248.3
EBITDA - - - - - - -
EBIT 1 49.61 60.01 47.47 48.92 70.34 90.52 102.1
Net income 1 34.79 43.02 28.59 36.14 50.35 63.56 71.85
Net Debt - - - - - - -
Reference price 2 27.36 27.50 24.49 30.98 36.99 51.93 51.93
Nbr of stocks (in thousands) 16,802 16,888 16,995 16,926 17,028 17,098 -
Announcement Date 1/24/22 A 1/23/23 A 1/22/24 A 1/21/25 A 1/20/26 A - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
13.89x - - 0.65% 888M
14.14x - - 1.76% 950B
13.5x - - 1.87% 442B
12.71x - - 4.12% 354B
18.54x - - 2.3% 294B
11.95x - - 2.19% 264B
14.45x - - 2.74% 254B
11.75x - - 2.1% 211B
27.68x - - 2.83% 210B
18.08x - - 2.6% 201B
Average 15.67x 2.32% 318.13B
Weighted average by Cap. 15.13x 2.35%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

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  4. Valuation SmartFinancial, Inc.