Company Valuation: SmartFinancial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 459.7 464.4 416.2 524.4 629.9 855.6 - -
Change - 1.03% -10.39% 25.99% 20.12% 35.84% - -
Enterprise Value (EV) 459.7 464.4 416.2 524.4 629.9 855.6 855.6 855.6
Change - 1.03% -10.39% 25.99% 20.12% 35.84% 0% 0%
P/E 12.3x 10.8x 14.5x 14.5x 12.4x 13.4x 12x 11.9x
PBR 1.07x 1.07x 0.9x 1.07x 1.14x 1.41x 1.27x 1.15x
PEG - 0.7x -0.4x 0.5x 0.3x 0.5x 1x 33.2x
Capitalization / Revenue 3.33x 2.8x 2.61x 3.07x 3.12x 3.77x 3.45x 3.33x
EV / Revenue 0x 0x 0x 0x 0x 3.77x 3.45x 3.33x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 9.49x 8.39x 8.37x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.24 0.28 0.32 0.32 0.32 0.34 0.365 0.4
Rate of return 0.88% 1.02% 1.31% 1.03% 0.87% 0.68% 0.73% 0.8%
EPS 2 2.22 2.55 1.69 2.14 2.98 3.738 4.185 4.2
Distribution rate 10.8% 11% 18.9% 15% 10.7% 9.09% 8.72% 9.52%
Net sales 1 137.9 165.7 159.6 170.9 201.6 226.7 248.1 257.1
EBITDA - - - - - - - -
EBIT 1 49.61 60.01 47.47 48.92 70.34 90.19 102 102.2
Net income 1 34.79 43.02 28.59 36.14 50.35 63.53 71.86 72.36
Net Debt - - - - - - - -
Reference price 2 27.36 27.50 24.49 30.98 36.99 50.04 50.04 50.04
Nbr of stocks (in thousands) 16,802 16,888 16,995 16,926 17,028 17,098 - -
Announcement Date 1/24/22 A 1/23/23 A 1/22/24 A 1/21/25 A 1/20/26 A - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
13.39x - - 0.68% 856M
12.98x - - 1.93% 876B
6.27x - - 4.95% 417B
11.67x - - 2.23% 374B
6.7x - - 4.74% 358B
11.4x - - 4.58% 318B
6.19x - - 4.99% 330B
6.78x - - 4.7% 303B
16.81x - - 2.51% 265B
14.23x - - 2.77% 258B
Average 10.64x 3.41% 349.97B
Weighted average by Cap. 10.46x 3.48%

Y-o-Y evolution of P/E

Valuation ratios - P/E - SmartFinancial, Inc.

Historical PBR trend

Valuation ratios - PBR - SmartFinancial, Inc.

Evolution Enterprise Value / Sales

Valuation ratios - VE_REV - SmartFinancial, Inc.

Change in Enterprise Value/EBITDA

Valuation ratios - VE_EBITDA - SmartFinancial, Inc.


Year-on-year evolution of the Yield

Valuation ratios - Yield - SmartFinancial, Inc.
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