Valuation: Kaspi Bank

Market Cap 7,940B 17.52B 15.63B 14.54B 13.24B 24.96B 1,696B 25.07B 175B 68.62B 863B 65.77B 64.32B 2,769B P/E 2026 *
7.24x
P/E 2027 * 6.29x
Enterprise Value 7,940B 17.52B 15.63B 14.54B 13.24B 24.96B 1,696B 25.07B 175B 68.62B 863B 65.77B 64.32B 2,769B EV / Sales 2026 *
1.68x
EV / Sales 2027 * 1.44x
Free-Float
52.91%
Yield 2026 *
8.62%
Yield 2027 * 9.43%
1 day+0.59%
1 week-0.01%
Current month-1.52%
1 month-9.78%
3 months+9.51%
6 months+27.64%
Current year+20.50%
1 week 94.01
Extreme 94.01
97.33
1 month 94.01
Extreme 94.01
103.99
Current year 70.2
Extreme 70.2
108.96
1 year 70.2
Extreme 70.2
108.96
3 years 70.2
Extreme 70.2
142.65
5 years 39.96
Extreme 39.96
142.65
10 years 39.96
Extreme 39.96
142.65
Manager TitleAgeSince
Chief Executive Officer 52 05/12/2018
Director of Finance/CFO 51 -
Chief Operating Officer 46 -
Director TitleAgeSince
Chairman 52 17/03/2015
Chairman 56 05/12/2018
Director/Board Member 56 08/04/2019
Change 5-day change 1-year change 3-year change Capi.($)
+0.59%-0.01% - - 17.64B
+1.88%-1.92%-27.74%+997.89% 96.21B
-0.37%+7.06%-53.98%-43.23% 81.21B
+2.84%+3.56%-40.85%+20.08% 30.46B
+4.60%+14.58%+7.24%+349.83% 26.03B
+4.77%+1.71%-24.52%+87.74% 21.47B
+4.54%+1.93%-43.83% - 20.62B
+0.17%+1.05%+20.39%-6.64% 17.64B
-0.87%+2.84%-50.04%-36.30% 17.71B
+4.55%+6.84%-36.35%+98.20% 15.25B
Average +2.27%+2.17%-27.74%+183.45% 36.29B
Weighted average by Cap. +1.80%+1.86%-32.51%+342.63%

Financials

2026 *2027 *
Net sales 4,722B 10.42B 9.3B 8.65B 7.87B 14.85B 1,008B 14.91B 104B 40.81B 513B 39.12B 38.25B 1,647B 5,526B 12.19B 10.88B 10.12B 9.21B 17.37B 1,180B 17.44B 122B 47.75B 601B 45.77B 44.76B 1,927B
Net income 1,113B 2.46B 2.19B 2.04B 1.86B 3.5B 238B 3.51B 24.54B 9.62B 121B 9.22B 9.02B 388B 1,288B 2.84B 2.54B 2.36B 2.15B 4.05B 275B 4.07B 28.4B 11.13B 140B 10.67B 10.44B 449B
Net Debt - -
Projected Income Statement - Annual - Kaspi Bank
Logo Kaspi Bank
Kaspi.kz AO is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates in three segments: payments, marketplace and fintech. In payments segment the Company operates Payments Platform through which consumers can pay for shopping transactions, household bills and make peer-to-peer transactions. It also allows merchants to accept payments, issue and settle invoices, pay suppliers and monitor turnover. In marketplace segment the Company operates Marketplace Platform which offers m-Commerce, e-Commerce, and Kaspi Travel. In fintech segment the Company operates Fintech Platform which offers Buy Now, Pay Later (BNPL) services, finance and deposit products. The Company operates mobile application Super App.
Employees
14,008
Date Price Change Volume
09/10/26 $95.30 -0.51% 35
08/10/26 $95.79 -1.27% 23
07/10/26 $97.02 +0.03% 35
06/10/26 $96.99 +0.59% 46
05/10/26 $96.42 +0.95% 291
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
-
Ratings Surperformance© - Kaspi Bank
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
41,782.78KZT
Average target price
48,259.98KZT
Spread / Average Target
+15.50%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Kaspi Bank