Valuation: Affirm Holdings, Inc.

Capitalization 16.17B 13.77B 12.75B 12B 22.35B 1,504B 22.81B 150B 58.5B 722B 60.67B 59.38B 2,572B P/E ratio 2026 *
45.3x
P/E ratio 2027 * 29.2x
Enterprise value 16.96B 14.45B 13.37B 12.59B 23.45B 1,577B 23.93B 157B 61.38B 758B 63.65B 62.3B 2,699B EV / Sales 2026 *
4.1x
EV / Sales 2027 * 3.13x
Free-Float
81.35%
Yield 2026 *
-
Yield 2027 * -

Last Transcript: Affirm Holdings, Inc.

1 day-0.98%
1 week+4.79%
Current month+5.91%
1 month-4.45%
3 months-40.67%
6 months-31.78%
Current year-34.80%
1 week 46.52
Extreme 46.52
53.38
1 month 42.1
Extreme 42.095
53.38
Current year 42.1
Extreme 42.095
84.65
1 year 39.35
Extreme 39.35
100
3 years 8.8
Extreme 8.8
100
5 years 8.62
Extreme 8.62
176.65
10 years 8.62
Extreme 8.62
176.65
Manager TitleAgeSince
Chief Executive Officer 51 01/07/2012
Director of Finance/CFO 45 08/11/2024
President 53 09/12/2022
Director TitleAgeSince
Chairman 51 01/07/2012
Director/Board Member 53 08/05/2021
Director/Board Member 55 01/01/2013
Change 5d. change 1-year change 3-years change Capi.($)
-0.98%+4.79%+19.86%+314.79% 16.17B
-2.97%-16.93%-40.22%-19.79% 97.05B
-1.33%+0.42%+58.40%+594.68% 62.29B
-1.13%-0.74%+24.79%+49.70% 41.87B
-0.14%+1.61%-35.46%-40.09% 31.8B
+3.93%+9.35%+20.96%+65.30% 25.21B
-4.24%-6.31%-40.06%-22.55% 22.31B
-0.50%+10.23%+92.19%+209.87% 21.51B
+3.45%-2.46% - - 21.35B
-0.86%+0.46%-10.79%+5.09% 14.25B
Average -0.48%+0.04%+9.96%+128.56% 35.38B
Weighted average by Cap. -1.08%-3.53%+4.30%+140.61%

Financials

2026 *2027 *
Net sales 4.14B 3.52B 3.26B 3.07B 5.72B 385B 5.84B 38.26B 14.97B 185B 15.52B 15.19B 658B 5.14B 4.37B 4.05B 3.81B 7.1B 478B 7.25B 47.5B 18.58B 229B 19.27B 18.86B 817B
Net income 379M 323M 298M 281M 523M 35.21B 534M 3.5B 1.37B 16.91B 1.42B 1.39B 60.24B 599M 511M 473M 445M 829M 55.75B 846M 5.54B 2.17B 26.77B 2.25B 2.2B 95.38B
Net Debt 795M 677M 627M 590M 1.1B 73.96B 1.12B 7.36B 2.88B 35.52B 2.98B 2.92B 127B -92.93M -79.16M -73.26M -68.98M -128M -8.64B -131M -859M -336M -4.15B -349M -341M -14.79B
Logo Affirm Holdings, Inc.
Affirm Holdings, Inc. provides consumers a flexible alternative to traditional payment options. The Company operates a payment network that helps consumers and merchants drive growth. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers’ preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Affirm Card allows consumers to link a bank account to pay in full, or apply to pay over time through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a high-yield savings account, with no minimum deposit requirements or fees.
Employees
2,206
Date Price Change Volume
10/04/26 48.53 $ -0.98% 3,596,698
09/04/26 49.01 $ -1.61% 3,054,120
08/04/26 49.81 $ +5.08% 6,045,113
07/04/26 47.40 $ -2.17% 4,267,199
06/04/26 48.45 $ +4.62% 4,415,162
Trader
Investor
Global
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
30
Last Close Price
48.53USD
Average target price
79.70USD
Spread / Average Target
+64.22%

Quarterly revenue - Rate of surprise