Valuation: Chime Financial, Inc.

Market Cap 7.95B 6.95B 6.39B 5.95B 11.29B 757B 11.47B 76.69B 29.81B 372B 29.85B 29.21B 1,282B P/E 2026 *
64x
P/E 2027 * 26.8x
Enterprise Value 6.97B 6.1B 5.6B 5.22B 9.91B 664B 10.06B 67.26B 26.15B 326B 26.18B 25.61B 1,125B EV / Sales 2026 *
2.6x
EV / Sales 2027 * 2x
Free-Float
85.01%
Yield 2026 *
-
Yield 2027 * -
1 day-0.67%
1 week+2.71%
Current month+1.90%
1 month+18.24%
3 months+8.47%
6 months-20.95%
Current year-17.08%
1 week 19.6
Extreme 19.605
21.5
1 month 15.88
Extreme 15.88
21.5
Current year 15.88
Extreme 15.88
28.59
1 year 15.88
Extreme 15.88
38.67
3 years 15.88
Extreme 15.88
44.94
5 years 15.88
Extreme 15.88
44.94
10 years 15.88
Extreme 15.88
44.94
Manager TitleAgeSince
Chief Executive Officer 53 01/01/2012
Director of Finance/CFO 40 01/09/2019
President 57 08/12/2025
Director TitleAgeSince
Director/Board Member 49 01/02/2019
Chairman 53 01/01/2012
Director/Board Member 51 01/05/2018
Date Insider Type Main position Quantity % Market Cap.
06-15Sell

General Counsel

-3,000 0.0009%
06-09Sell

General Counsel

-3,000 0.0009%
06-02Free

Director

10,753 0.0032%
Change 5-day change 1-year change 3-year change Capi.($)
-0.67%+2.71%-33.37% - 7.95B
+3.76%+14.23%+19.42%+957.50% 102B
+3.10%+2.85%-64.73%-39.02% 75.32B
+0.85%+4.53%-43.82%-45.30% 31.12B
+0.87%+6.40%+22.24%+424.69% 28.33B
-0.59%+1.73%+28.31%+101.55% 27.3B
+2.45%+8.37%-48.88%-27.93% 21.61B
+1.68%+0.98%+6.12%+10.75% 17.07B
+4.31%-12.17%-65.77% - 16.06B
+0.20%+3.36% - - 13.61B
Average +1.60%+7.13%-20.05%+197.46% 33.99B
Weighted average by Cap. +2.35%+10.41%-15.75%+354.79%

Financials

2026 *2027 *
Net sales 2.68B 2.35B 2.16B 2.01B 3.81B 255B 3.87B 25.88B 10.06B 126B 10.07B 9.86B 433B 3.2B 2.8B 2.57B 2.4B 4.54B 305B 4.61B 30.86B 12B 150B 12.01B 11.75B 516B
Net income 131M 114M 105M 97.97M 186M 12.46B 189M 1.26B 491M 6.12B 491M 481M 21.1B 311M 272M 250M 233M 442M 29.62B 449M 3B 1.17B 14.56B 1.17B 1.14B 50.17B
Net Debt -978M -855M -786M -733M -1.39B -93.14B -1.41B -9.43B -3.67B -45.78B -3.67B -3.59B -158B -1.56B -1.36B -1.25B -1.17B -2.22B -149B -2.25B -15.06B -5.85B -73.06B -5.86B -5.73B -252B
Logo Chime Financial, Inc.
Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period.
Employees
1,519
Date Price Change Volume
02/07/26 $20.87 -0.67% 3,683,708
01/07/26 $21.01 +2.59% 6,499,543
30/06/26 $20.48 -2.48% 7,440,041
29/06/26 $21.00 +3.35% 8,168,855
26/06/26 $20.32 +11.22% 22,016,052
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
18
Last Close Price
20.87USD
Average target price
30.50USD
Spread / Average Target
+46.14%

Quarterly revenue - Rate of surprise

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