Valuation: Capitec Limited

Market Cap 536B 32.3B 28.85B 26.5B 24.07B 45.2B 3,059B 46.34B 316B 127B 1,615B 121B 119B 5,118B P/E 2027 *
27x
P/E 2028 * 22.9x
Enterprise Value 536B 32.3B 28.85B 26.5B 24.07B 45.2B 3,059B 46.34B 316B 127B 1,615B 121B 119B 5,118B EV / Sales 2027 *
8.93x
EV / Sales 2028 * 7.83x
Free-Float
75.44%
Yield 2027 *
2.04%
Yield 2028 * 2.49%
1 day-0.21%
1 week+0.29%
Current month+0.42%
1 month+5.88%
3 months-3.74%
6 months+7.05%
Current year+11.41%
1 week 4,570.81
Extreme 4570.81
4,693.33
1 month 4,110
Extreme 4110
4,693.33
Current year 3,996.82
Extreme 3996.82
4,911.85
1 year 3,777.01
Extreme 3777.01
4,911.85
3 years 1,847.32
Extreme 1847.32
4,911.85
5 years 1,328.56
Extreme 1328.56
4,911.85
10 years 539.86
Extreme 539.86
4,911.85
Manager TitleAgeSince
Chief Executive Officer 51 19/07/2025
Director of Finance/CFO 43 01/07/2022
Chief Tech/Sci/R&D Officer - 16/02/2026
Director TitleAgeSince
Chairman 76 01/01/2007
Director/Board Member 49 05/10/2007
Chairman 61 01/06/2019
Date Insider Type Main position Quantity % Market Cap. Importance
10/23/25 A Others

Chief Financial Officer

610 0.0005%
10/23/25 A Others

Executive/Senior Manager

1,029 0.0009%
10/23/25 A Others

Executive/Senior Manager

630 0.0005%
Change 5-day change 1-year change 3-year change Capi.($)
-0.21%+0.29%+19.73%+149.60% 32.3B
-0.76%+0.65%+9.25%+136.35% 898B
+1.03%+2.83%+25.32%+106.33% 433B
+1.59%-0.37%+11.44%+131.72% 385B
+1.38%+3.33%+27.33%+124.78% 347B
+0.18%-2.01%-7.28%+74.74% 343B
+1.54%-1.66%+31.42%+110.64% 310B
+4.53%+1.37%+22.27%+115.72% 289B
-0.28%-0.01%+37.74%+145.95% 282B
-0.42%+3.47%-2.03%+105.50% 257B
Average +1.24%-0.25%+17.52%+120.13% 357.5B
Weighted average by Cap. +1.39%-0.14%+16.11%+119.96%

Financials

2027 *2028 *
Net sales 60.04B 3.62B 3.23B 2.97B 2.69B 5.06B 342B 5.19B 35.41B 14.25B 181B 13.57B 13.28B 573B 68.46B 4.12B 3.68B 3.38B 3.07B 5.77B 391B 5.92B 40.38B 16.25B 206B 15.47B 15.14B 653B
Net income 19.94B 1.2B 1.07B 986M 895M 1.68B 114B 1.72B 11.76B 4.73B 60.05B 4.51B 4.41B 190B 23.49B 1.41B 1.26B 1.16B 1.05B 1.98B 134B 2.03B 13.86B 5.57B 70.72B 5.31B 5.2B 224B
Net Debt - -
Projected Income Statement - Annual - Capitec Limited
Logo Capitec Limited
Capitec Bank Holdings Limited is a banking group organized around two sectors of activity: - retail banking: sale of classic and specialized banking products (consumer loan, leasing, insurance, etc.); - business banking. At the end of February 2024, the group had ZAR 156 billion in current deposits and ZAR 80.5 billion in current loans. Products and services are marketed through a network of 866 branches located in South Africa.
Employees
17,741
Sector
Banks
Date Price Change Volume
03/11/26 ZAR 4,630.00 -0.21% 273,181
02/11/26 ZAR 4,639.63 +0.63% 183,795
30/10/26 ZAR 4,610.50 -1.35% 283,932
29/10/26 ZAR 4,673.58 +1.16% 156,791
28/10/26 ZAR 4,620.00 +0.08% 140,567
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
MarketScreener Ratings - Capitec Limited
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
11
Last Close Price
4,630.00ZAR
Average target price
5,251.58ZAR
Spread / Average Target
+13.43%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Capitec Limited