Valuation Capitec Limited

Stocks

End-of-day quote Johannesburg S.E. 18/09/2026			5-day change	1st Jan Change
4,459.41 ^ZAR	-0.64%		-1.08%	+7.31%

09-10	Capitec Limited Provides Earnings Guidance for the Six Months Ended 31 August 2026	CI
09-02	Canva Pty Ltd, EBANX Ltda, and Capitec Limited Partner to Unlock Cardless Subscriptions for South Africans	CI

Data adjusted to current consolidation scope

Fiscal Period: February	2022	2023	2024	2025	2026	2027	2028	2029
Market Cap ¹	239,851	203,698	233,629	356,035	549,409	516,580	-	-
Change	-	-15.07%	14.69%	52.39%	54.31%	-5.98%	-	-
Enterprise Value (EV)	239,851	203,698	233,629	356,035	549,409	516,580	516,580	516,580
Change	-	-15.07%	14.69%	52.39%	54.31%	-5.98%	0%	0%
P/E	28.2x	20.9x	22.1x	25.9x	32.6x	25.8x	21.8x	18.8x
PBR	6.72x	5.2x	-	6.99x	9.23x	7.51x	6.42x	5.51x
PEG	-	1.5x	2.49x	0.9x	1.5x	1.4x	1.2x	1.2x
Capitalization / Revenue	8.9x	6.72x	6.48x	8.08x	10.5x	8.56x	7.53x	6.56x
EV / Revenue	0x	0x	0x	0x	0x	8.56x	7.53x	6.56x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	0x	0x	0x	0x	0x	17.6x	15.1x	12.2x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	36.4	42	48.75	65.1	79.8	94.79	119.3	135
Rate of return	1.75%	2.39%	2.42%	2.12%	1.68%	2.13%	2.67%	3.03%
EPS ²	73.6	83.92	91.37	118.8	145.4	172.8	204.7	237.8
Distribution rate	49.5%	50%	53.4%	54.8%	54.9%	54.8%	58.3%	56.8%
Net sales ¹	26,961	30,307	36,043	44,067	52,421	60,331	68,629	78,721
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	14,406	18,431	22,102	25,968	32,183	29,402	34,110	42,208
Net income ¹	8,523	9,707	10,567	13,742	16,833	19,773	23,359	27,392
Net Debt	-	-	-	-	-	-	-	-
Reference price ²	2,074.35	1,754.51	2,017.77	3,074.37	4,743.54	4,459.41	4,459.41	4,459.41
Nbr of stocks (in thousands)	115,627	116,100	115,786	115,808	115,823	115,840	-	-
Announcement Date	4/12/22 A	4/18/23 A	4/23/24 A	4/23/25 A	4/22/26 A	-	-	-

¹ZAR in Million²ZAR

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
CAPITEC LIMITED	25.8x	-	-	2.13%	31.68B
ABSA GROUP LIMITED	6.98x	-	-	7.97%	11.07B
PIRAMAL FINANCE LIMITED	22.34x	-	-	0.51%	5.67B
JB FINANCIAL GROUP CO., LTD.	7.63x	-	-	4.15%	4.12B
WSFS FINANCIAL CORPORATION	12.1x	-	-	0.98%	4.03B
PENNYMAC FINANCIAL SERVICES, INC.	12.2x	8.27x	28.6x	1.81%	3.45B
LIC HOUSING FINANCE LIMITED	5.27x	-	-	1.97%	3.14B
CEMBRA MONEY BANK AG	13.56x	-	-	5.63%	3.09B
PNB HOUSING FINANCE LIMITED	12.14x	-	-	0.78%	3.08B
BEACON FINANCIAL CORPORATION	10.63x	-	-	4.18%	2.58B
Average	12.87x	8.27x	28.60x	3.01%	7.19B
Weighted average by Cap.	17.62x	8.27x	28.60x	3.1%