Company Valuation: Pathward Financial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: September 2021 2022 2023 2024 2025 2026 2027
Market Cap 1 1,675 957.6 1,209 1,649 1,685 1,895 -
Change - -42.84% 26.23% 36.4% 2.22% 12.43% -
Enterprise Value (EV) 1,675 957.6 1,209 1,649 1,685 1,895 1,895
Change - -42.84% 26.23% 36.4% 2.22% 12.43% 0%
P/E 12x 6.27x 7.69x 9.97x 9.4x 10.3x 9.28x
PBR 1.91x 1.47x 1.85x 1.95x 1.97x 2.15x 1.93x
PEG - 0.3x 0.6x 0.9x 0.5x 1x 0.8x
Capitalization / Revenue 3.05x 1.59x 1.72x 2.18x 2.01x 2.29x 2.16x
EV / Revenue 0x 0x 0x 0x 0x 2.29x 2.16x
EV / EBITDA - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 6.47x 6.2x
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Dividend per Share 2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
Rate of return 0.38% 0.61% 0.43% 0.3% 0.27% 0.22% 0.22%
EPS 2 4.38 5.26 5.99 6.62 7.87 8.677 9.67
Distribution rate 4.57% 3.8% 3.34% 3.02% 2.54% 2.31% 2.07%
Net sales 1 549.9 601.1 704.5 754.7 839.9 826 876.7
EBITDA - - - - - - -
EBIT 1 206.2 215.9 239.5 241.5 279.8 293 305.5
Net income 1 141.7 156.4 161.2 166.8 185.2 187.4 193.9
Net Debt - - - - - - -
Reference price 2 52.48 32.96 46.09 66.01 74.01 89.76 89.76
Nbr of stocks (in thousands) 31,920 29,054 26,226 24,977 22,773 21,110 -
Announcement Date 10/27/21 A 10/27/22 A 10/25/23 A 10/23/24 A 10/21/25 A - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (N) EV / Sales (N) EV / EBITDA (N) Dividend Yield (N) Capi.($)
10.35x - - 0.22% 1.89B
27.29x - - 2.01% 33.11B
6.96x - - 8.1% 10.91B
20.74x - - 0.55% 5.05B
8.58x10.18x26.43x1.41% 4.43B
12.84x - - 0.95% 4.16B
6.82x - - 4.72% 3.42B
13.15x - - 5.71% 3.28B
5.55x - - 1.99% 3.14B
12.95x - - 1.01% 2.98B
Average 12.52x 10.18x 26.43x 2.67% 7.24B
Weighted average by Cap. 18.21x 10.18x 26.43x 2.94%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

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  4. Valuation Pathward Financial, Inc.