Valuation : Access Financial Services Limited

Market Cap 4.62B 29.25M 25.2M 23.86M 21.63M 40.57M 2.79B 40.78M 283M 109M 1.42B 110M 107M 4.49B P/E 2025
8.93x
P/E 2026 13.4x
Enterprise Value 7.27B 46.04M 39.67M 37.56M 34.04M 63.87M 4.4B 64.19M 446M 172M 2.24B 173M 169M 7.07B EV / Sales 2025
3.9x
EV / Sales 2026 4.04x
Free-Float
20.61%
Yield 2025
2.2%
Yield 2026 2.29%
08-17 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2026 CI
07-01 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2026 CI
02-16 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2025 CI
11-14 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2025 CI
11-14 Access Financial Services Limited Approves Dividend Payment, Payable on December 12, 2025 CI
14/08/25 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2025 CI
04/08/25 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2025 CI
01/08/25 Access Financial Services Limited Declares Dividends for the Quarter Ended March 31, 2025, Payable on August 29, 2025 CI
01/08/25 Access Financial Services Limited Declares Dividend for the Quarter Ended June 30, 2025, Payable on August 29, 2025 CI
01/07/25 Access Financial Services Limited and Embassy Loans Inc. Rejoin Marcus James as Executive Director, Effective July 1, 2025 CI
21/03/25 Access Financial Services Limited Resumes Operations After Cybersecurity Incident CI
14/02/25 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2024 CI
08/11/24 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2024 CI
1 week-0.06%
Current month-15.05%
1 month-0.77%
3 months-1.06%
6 months-5.35%
Current year-9.08%
1 week 16.82
Extreme 16.82
18
1 month 15
Extreme 15
19.81
Current year 14.6
Extreme 14.6
19.81
1 year 14.6
Extreme 14.6
19.98
3 years 14.05
Extreme 14.05
29.7
5 years 14.05
Extreme 14.05
30.74
10 years 14.05
Extreme 14.05
56
Manager TitleAgeSince
Chief Executive Officer - 10/12/2022
Director of Finance/CFO - -
Chief Tech/Sci/R&D Officer - 01/05/2022
Director TitleAgeSince
Chairman - 01/06/2021
Director/Board Member - 01/09/2014
Director/Board Member - 07/01/2015
Change 5-day change 1-year change 3-year change Capi.($)
0.00%-0.06%-5.98%-26.87% 29.25M
+1.50%-1.31%+10.18%+2.62% 2.39B
-0.29%-1.89%-7.95%+15.25% 1.14B
+0.18%-4.29%+18.75% - 339M
-1.96%+2.46%+79.86%+238.98% 338M
-0.50%-6.63%+1.90%-68.02% 323M
-0.24%-1.84%+46.60%+8.34% 249M
+1.38%-1.85%-9.41%-69.09% 218M
+0.18%+0.18%-16.11%+43.56% 173M
0.00%+12.24%-11.29%-45.00% 75.85M
Average +0.02%-0.01%+10.65%+11.08% 527.24M
Weighted average by Cap. +0.52%-1.08%+10.43%+14.74%

Financials

2025 2026
Net sales 1.95B 12.33M 10.63M 10.06M 9.12M 17.11M 1.18B 17.2M 120M 45.96M 599M 46.32M 45.31M 1.89B 1.84B 11.67M 10.05M 9.52M 8.63M 16.19M 1.11B 16.27M 113M 43.48M 567M 43.82M 42.86M 1.79B
Net income 504M 3.19M 2.75M 2.6M 2.36M 4.43M 305M 4.45M 30.93M 11.89M 155M 11.99M 11.72M 490M 359M 2.27M 1.96M 1.85M 1.68M 3.15M 217M 3.17M 22M 8.46M 110M 8.53M 8.34M 349M
Net Debt 3.08B 19.53M 16.83M 15.93M 14.44M 27.1M 1.87B 27.23M 189M 72.77M 949M 73.35M 71.74M 3B 2.65B 16.79M 14.47M 13.7M 12.42M 23.3M 1.6B 23.42M 163M 62.58M 816M 63.08M 61.69M 2.58B
Logo Access Financial Services Limited
Access Financial Services Limited is a Jamaica-based financial services provider. The principal activity of the Company and its subsidiaries is retail lending to the micro enterprise sector for personal and business purposes. The Company also operates a money services division and offers bill payment services. Its loan products include personal loan and business loan. Its business loans are available to micro, small and medium sized businesses that operate in the agriculture, manufacturing, trading, and service sectors. Its personal loans are available to private and public sector employees. The Company operates in over two geographical areas namely Jamaica and the United States. Its wholly owned subsidiary is Embassy Loans Inc.
Employees
-
Date Price Change Volume
11/09/26 JMD 16.82 0.00% 2
09/09/26 JMD 16.82 -0.06% 395
08/09/26 JMD 16.83 -6.50% 847
07/09/26 JMD 18.00 +6.95% 3
04/09/26 JMD 16.83 -9.17% 114
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