Valuation: Access Financial Services Limited

Market Cap 4.72B 29.85M 26.2M 24.4M 22.44M 42.06M 2.85B 42.78M 289M 113M 1.41B 112M 110M 4.89B P/E 2025
8.93x
P/E 2026 13.4x
Enterprise Value 7.37B 46.62M 40.91M 38.1M 35.04M 65.68M 4.45B 66.81M 452M 177M 2.21B 175M 171M 7.63B EV / Sales 2025
3.9x
EV / Sales 2026 4.04x
Free-Float
20.61%
Yield 2025
2.2%
Yield 2026 2.29%
07-01 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2026 CI
02-16 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2025 CI
11-14 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2025 CI
11-14 Access Financial Services Limited Approves Dividend Payment, Payable on December 12, 2025 CI
14/08/25 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2025 CI
04/08/25 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2025 CI
01/08/25 Access Financial Services Limited Declares Dividends for the Quarter Ended March 31, 2025, Payable on August 29, 2025 CI
01/08/25 Access Financial Services Limited Declares Dividend for the Quarter Ended June 30, 2025, Payable on August 29, 2025 CI
01/07/25 Access Financial Services Limited and Embassy Loans Inc. Rejoin Marcus James as Executive Director, Effective July 1, 2025 CI
21/03/25 Access Financial Services Limited Resumes Operations After Cybersecurity Incident CI
14/02/25 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2024 CI
08/11/24 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2024 CI
15/08/24 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2024 CI
1 day-1.71%
1 week-1.66%
Current month-2.71%
1 month-2.77%
3 months-1.32%
6 months-2.44%
Current year-7.03%
1 week 15.56
Extreme 15.56
17.98
1 month 15.04
Extreme 15.04
19.76
Current year 15.01
Extreme 15.01
19.76
1 year 15.01
Extreme 15.01
20
3 years 14.05
Extreme 14.05
29.7
5 years 14.05
Extreme 14.05
30.74
10 years 14.05
Extreme 14.05
56
Manager TitleAgeSince
Chief Executive Officer - 10/12/2022
Director of Finance/CFO - -
Chief Tech/Sci/R&D Officer - 01/05/2022
Director TitleAgeSince
Chairman - 01/06/2021
Director/Board Member - 01/09/2014
Director/Board Member - 07/01/2015
Change 5-day change 1-year change 3-year change Capi.($)
-1.71%-1.66%-4.44%-24.56% 30.37M
+0.38%+6.28%+27.82%+8.66% 2.64B
-0.99%+1.23%+53.92% - 441M
-0.38%-1.15%+103.94%+213.94% 345M
+0.73%+3.83%+78.92%+29.04% 299M
Average -0.39%-2.05%+52.03%+56.77% 752M
Weighted average by Cap. +0.16%+1.82%+41.66%+31.51%

Financials

2025 2026
Net sales 1.95B 12.31M 10.8M 10.06M 9.25M 17.35M 1.18B 17.64M 119M 46.72M 583M 46.22M 45.22M 2.02B 1.84B 11.65M 10.22M 9.52M 8.75M 16.41M 1.11B 16.69M 113M 44.2M 552M 43.73M 42.78M 1.91B
Net income 504M 3.19M 2.8M 2.6M 2.39M 4.49M 304M 4.57M 30.89M 12.09M 151M 11.96M 11.7M 522M 359M 2.27M 1.99M 1.85M 1.7M 3.19M 217M 3.25M 21.98M 8.6M 107M 8.51M 8.33M 371M
Net Debt 3.08B 19.5M 17.11M 15.93M 14.65M 27.47M 1.86B 27.94M 189M 73.98M 924M 73.19M 71.61M 3.19B 2.65B 16.76M 14.71M 13.7M 12.6M 23.62M 1.6B 24.03M 163M 63.62M 794M 62.94M 61.58M 2.74B
Logo Access Financial Services Limited
Access Financial Services Limited is a Jamaica-based financial services provider. The principal activity of the Company and its subsidiaries is retail lending to the micro enterprise sector for personal and business purposes. The Company also operates a money services division and offers bill payment services. Its loan products include personal loan and business loan. Its business loans are available to micro, small and medium sized businesses that operate in the agriculture, manufacturing, trading, and service sectors. Its personal loans are available to private and public sector employees. The Company operates in over two geographical areas namely Jamaica and the United States. Its wholly owned subsidiary is Embassy Loans Inc.
Employees
-
Date Price Change Volume
28/07/26 JMD 17.20 -1.71% 142
27/07/26 JMD 17.50 0.00% 1,991
24/07/26 JMD 17.50 -2.67% 277
23/07/26 JMD 17.98 -8.92% 151
22/07/26 JMD 19.74 +12.86% 19,398