Valuation : Upstart Holdings, Inc.

Market Cap 2.79B 2.4B 2.26B 2.06B 3.87B 266B 3.9B 26.74B 10.4B 135B 10.48B 10.25B 446B P/E 2026 *
39.8x
P/E 2027 * 15.4x
Enterprise Value 4.16B 3.58B 3.37B 3.07B 5.77B 396B 5.81B 39.88B 15.52B 201B 15.63B 15.29B 665B EV / Sales 2026 *
2.93x
EV / Sales 2027 * 2.04x
Free-Float
87.25%
Yield 2026 *
-
Yield 2027 * -
1 day-4.68%
1 week-3.10%
Current month+6.53%
1 month+6.53%
1 week 24.88
Extreme 24.875
27.22
1 month 24.72
Extreme 24.72
31.08
Current year 22.78
Extreme 22.785
31.22
1 year 22.78
Extreme 22.785
31.22
3 years 22.78
Extreme 22.785
31.22
5 years 22.78
Extreme 22.785
31.22
10 years 22.78
Extreme 22.785
31.22
Manager TitleAgeSince
Chief Executive Officer 35 01/05/2026
Director of Finance/CFO 38 16/03/2026
Director of Finance/CFO 52 01/12/2016
Director TitleAgeSince
Director/Board Member 35 01/04/2015
Chairman 60 01/12/2013
Director/Board Member 67 01/12/2019
Change 5-day change 1-year change 3-year change Capi.($)
-4.68%-3.10% - - 2.83B
+0.07%-0.57%+2.83%+52.44% 12.7B
+3.35%-1.38%+20.44%+27.59% 10.03B
+0.82%-0.55%+17.11%+19.52% 6.18B
-.--%-.--%+14.34%+47.63% 5.63B
-1.38%-4.05%-58.54%-10.85% 2.83B
-0.52%+2.71%-1.83%-28.18% 1.66B
-0.67%-4.92%+36.37%+159.23% 1.38B
-0.49%-1.94%-7.76%-43.26% 757M
0.00%0.00%-19.66%-20.68% 697M
Average -0.35%-1.05%+0.37%+22.61% 4.65B
Weighted average by Cap. +0.45%-1.00%+6.91%+34.08%

Financials

2026 *2027 *
Net sales 1.42B 1.22B 1.15B 1.05B 1.97B 135B 1.98B 13.6B 5.29B 68.47B 5.33B 5.21B 227B 1.86B 1.6B 1.5B 1.37B 2.58B 177B 2.6B 17.83B 6.94B 89.78B 6.99B 6.84B 297B
Net income 80.26M 69.1M 64.88M 59.23M 111M 7.64B 112M 769M 299M 3.87B 301M 295M 12.82B 221M 190M 179M 163M 306M 21.03B 309M 2.12B 824M 10.66B 830M 812M 35.31B
Net Debt 1.37B 1.18B 1.11B 1.01B 1.9B 131B 1.92B 13.14B 5.11B 66.19B 5.15B 5.04B 219B 1B 864M 812M 741M 1.39B 95.51B 1.4B 9.62B 3.74B 48.43B 3.77B 3.69B 160B
Logo Upstart Holdings, Inc.
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
Employees
1,405
Date Price Change Volume
31/08/26 €24.88 -4.68% 4
28/08/26 €26.10 -2.21% 356
27/08/26 €26.69 +3.37% 231
26/08/26 €25.82 -0.02% 0
25/08/26 €25.82 +0.58% 0
Trader
Investor
Global
Quality
ESG MSCI
BB
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
15
Last Close Price
28.68USD
Average target price
40.40USD
Spread / Average Target
+40.86%

Quarterly revenue - Rate of surprise