Valuation Hingham Institution for Savings

Stocks

Market Closed - Nasdaq 23:00:00 27/10/2026 +03			5-day change	1st Jan Change
303.56 ^USD	+0.30%		+2.01%	+6.90%

10-21	Neptune Insurance Q3 Adjusted Earnings, Revenue Rise; CFO to Step Down	MT
10-16	Hingham Institution for Savings Q3 Earnings Fall, Revenue Rises	MT

Data adjusted to current consolidation scope

Fiscal Period: December	2020	2021	2022	2023	2024	2025
Market Cap ¹	461.6	899.6	592	419.4	554.1	619.6
Change	-	94.89%	-34.18%	-29.16%	32.12%	11.83%
Enterprise Value (EV) ¹	863.9	1,560	1,861	2,107	2,048	2,078
Change	-	80.58%	19.28%	13.22%	-2.81%	1.46%
P/E	9.29x	13.7x	16.2x	16.2x	19.8x	11.5x
PBR	1.58x	2.54x	1.54x	1.03x	1.28x	1.29x
PEG	-	0.4x	-0.4x	-0.5x	2.87x	0.1x
Capitalization / Revenue	5.01x	7.84x	7.32x	6.61x	8.46x	6.03x
EV / Revenue	9.38x	13.6x	23x	33.2x	31.2x	20.2x
EV / EBITDA	-	-	-	-	-	-
EV / EBIT	-	-	-	-	-	-
EV / FCF	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-
Dividend per Share ²	1.77	2.08	2.4	2.52	2.52	2.52
Rate of return	0.82%	0.5%	0.87%	1.3%	0.99%	0.89%
EPS ²	23.25	30.65	17.04	12.02	12.85	24.76
Distribution rate	7.61%	6.79%	14.1%	21%	19.6%	10.2%
Net sales ¹	92.11	114.7	80.91	63.49	65.52	102.8
EBITDA	-	-	-	-	-	-
EBIT	-	-	-	-	-	-
Net income ¹	50.77	67.46	37.52	26.37	28.19	54.55
Net Debt ¹	402.3	660.4	1,269	1,687	1,494	1,458
Reference price ²	216.00	419.88	275.96	194.40	254.14	283.96
Nbr of stocks (in thousands)	2,137	2,142	2,145	2,157	2,180	2,182
Announcement Date	3/4/21 A	3/11/22 A	3/8/23 A	3/6/24 A	3/5/25 A	3/4/26 A

¹USD in Million²USD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (N)	EV / Sales (N)	EV / EBITDA (N)	Dividend Yield (N)	Capi.($)
HINGHAM INSTITUTION FOR SAVINGS	-	-	-	-	666M
JPMORGAN CHASE & CO.	13.41x	-	-	1.91%	887B
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	6.15x	-	-	5.06%	429B
AGRICULTURAL BANK OF CHINA LIMITED	6.82x	-	-	4.69%	377B
BANK OF AMERICA CORPORATION	11.5x	-	-	2.37%	350B
CHINA CONSTRUCTION BANK CORPORATION	6.31x	-	-	4.93%	341B
BANK OF CHINA LIMITED	6.73x	-	-	4.74%	314B
HSBC HOLDINGS PLC	11.18x	-	-	4.64%	312B
ROYAL BANK OF CANADA	17.51x	-	-	2.4%	281B
WELLS FARGO & COMPANY	11.26x	-	-	2.3%	248B
Average	10.10x			3.67%	353.95B
Weighted average by Cap.	10.34x			3.48%