Stefan Lutz

LUNIS seeks preservation and long-term growth of their clients' assets. When selecting investments, they place particular emphasis on forward-looking and anti-cyclical behavior as well as adequate risk diversification. The firm uses active risk management and only invests in companies and securities investments whose business model they understand and can understand.

HRK employs a conservative, value-oriented investment strategy that focuses on preserving the real value of the assets. The firm creates individual investment plans for each client by looking at the needs, goals and personal experiences they have, in addition to factors like risk tolerance, life plans and necessity for liquid assets. Investments are selected together with independent analysts. HRK seeks to anticipate trends and invest in a countercyclical way to maintain adequate risk diversification. They do this through active risk management and by counteracting fluctuations on the capital market with suitable hedging strategies.