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Paul Thomas Kadambelil
Founder at
ESAF SMALL FINANCE BANK
Net worth: 14 M $ as of 31/07/2026
Profile
Paul Thomas Kadambelil is the founder of ESAF Microfinance & Investments Pvt Ltd., founded in 2007.
Mr. Kadambelil is the founder of ESAF Small Finance Bank Ltd., founded in 1992, and holds the titles of Chief Executive Officer, Executive Director & MD.
Mr. Kadambelil is also the founder of Evangelical Social Action Forum..
Mr. Kadambelil is Chairman at Sa-Dhan Indexing & Consulting Pvt Ltd. starting 2026.
Mr. Kadambelil is Director at Thrissur Startup Incubation Council since 2023.
Former positions include Chairman at Confederation of Indian Industry (Kerala); Chairman & Managing Director at ESAF Financial Holdings Pvt Ltd. from 2008 to 2017; Director at Sanma Garments Pvt Ltd., Rhema Dairy Products India Pvt Ltd., Rhema Milk Producer Co. Ltd., Esaf Homes & Infrastructure Pvt Ltd., Esaf Health Care Services Pvt Ltd., Esaf Swasraya Producers Co. Ltd., Esaf Retail Pvt Ltd., Cedar Agri Solutions Pvt Ltd., Lahanti Homes & Infrastructure Pvt Ltd., Cedar Livelihood Services Pvt Ltd., and Rhema Kisan Producer Co. Ltd.; Non-Executive Director at Tattva Fincorp Ltd. from 2012 to 2016.
Education includes an MBA from Annamalai University.
Known holdings in public companies
| Company | Date | Number of shares | Valuation | Valuation date |
|---|---|---|---|---|
| 31/12/2025 | 31,186,785 ( 6.04% ) | 14 M $ | 31/07/2026 |
Paul Thomas Kadambelil active positions
| Companies | Position | Start |
|---|---|---|
| ESAF SMALL FINANCE BANK | Founder | 01/01/1992 |
Sa-Dhan Indexing & Consulting Pvt Ltd. | Chairman | - |
Former positions of Paul Thomas Kadambelil
| Companies | Position | End |
|---|---|---|
ESAF Financial Holdings Pvt Ltd.
 ESAF Financial Holdings Pvt Ltd. Financial ConglomeratesFinance Provides financial services | Chief Executive Officer | 09/03/2017 |
Tattva Fincorp Ltd.
 Tattva Fincorp Ltd. Finance/Rental/LeasingFinance Provides automobile and housing loan services | Director/Board Member | 16/05/2016 |
Sanma Garments Pvt Ltd. | Director/Board Member | - |
Rhema Dairy Products India Pvt Ltd.
 Rhema Dairy Products India Pvt Ltd. Rhema Dairy Products India Private Limited operates in the dairy manufacturing sector, engaging in milk processing and production of dairy products. The private company is based in Kerala, India. The Indian company emphasizes quality, compliance, and sustainable practices while serving diverse consumer markets. | Director/Board Member | - |
Rhema Milk Producer Co. Ltd. | Director/Board Member | - |
Training of Paul Thomas Kadambelil
Experiences
Positions held
Active
Inactive
Listed companies
Private companies
Connections
51
1st degree connections
15
1st degree companies
Male
Female
Members of the board
Executives
Linked companies
| Private companies | 15 |
|---|---|
Annamalai University
 Annamalai University Other Consumer ServicesConsumer Services Functions as a College/University | Consumer Services |
Confederation of Indian Industry (Kerala) | |
Sa-Dhan Indexing & Consulting Pvt Ltd. | |
ESAF Microfinance & Investments Pvt Ltd.
 ESAF Microfinance & Investments Pvt Ltd. Finance/Rental/LeasingFinance Operates as a microfinance company | Finance |
ESAF Small Finance Bank Ltd.
 ESAF Small Finance Bank Ltd. Regional BanksFinance Provides commercial banking services | Finance |
Tattva Fincorp Ltd.
Tattva Fincorp Ltd. Finance/Rental/LeasingFinance Provides automobile and housing loan services | Finance |
ESAF Financial Holdings Pvt Ltd.
ESAF Financial Holdings Pvt Ltd. Financial ConglomeratesFinance Provides financial services | Finance |
Sanma Garments Pvt Ltd. | |
Rhema Dairy Products India Pvt Ltd.
Rhema Dairy Products India Pvt Ltd. Rhema Dairy Products India Private Limited operates in the dairy manufacturing sector, engaging in milk processing and production of dairy products. The private company is based in Kerala, India. The Indian company emphasizes quality, compliance, and sustainable practices while serving diverse consumer markets. | |
Rhema Milk Producer Co. Ltd. | |
Esaf Homes & Infrastructure Pvt Ltd. | |
Esaf Health Care Services Pvt Ltd. | |
Esaf Swasraya Producers Co. Ltd. | |
Esaf Retail Pvt Ltd. | |
Cedar Agri Solutions Pvt Ltd. |
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