Greg Karsky

Functions as a College/University

Spruce Hill Capital (SHC) determines as appropriate investment strategy for each client based on the client's stated objectives and risk tolerance. Portfolios are generally allocated across six major asset classes including, domestic equities, international equities, commodities, bonds, foreign currency, and cash. The firm employs technical analysis to determine the timing of buy and sell decisions. SHC's product offerings include Traditional, Trend Max, and Buy & Hold Portfolios. The firm's Traditional Portfolios are diversified model portfolios that are divided into 5 types of investments: Core, Tactical, Quant, Bond, and Alternative investments. Risk is managed by increasing/decreasing broad market exposure by buying and selling the Quant section of each portfolio. The 3 model portfolios include Conservative, Moderate, and High Growth. SHC's Trend Max Portfolio is an ETF-based trend following portfolio comprised of eight sector ETFs, five broad-based ETFs, and three 2X levered broad-based index ETFs. The portfolio is based on the philosophy of 100% global market portfolio using a built-in market exposure time management control called TQ. The TQ control system is a daily signal to invest or sell market exposure to a certain asset class or sector, based on trend momentum and counter trend signals. The objective is to limit large draw downs in down trends while increasing momentum during uptrend market conditions. SHC's Buy & Hold Portfolios seek to track closely to their respective index and are designed with different objectives. BH-1 a balanced portfolio consisting of 60% equities and 40% fixed income. BH-2 is an all equity portfolio.