Add to a list

Suspension of trading

XTM Inc. Stock

PAID

CA98388T1021

Business Support Services

OTC Markets Traded

Market Closed - Canadian Securities Exchange 20:17:43 13/02/2026 +03			5-day change	1st Jan Change
0.0100 ^CAD	-.--%		-.--%	-50.00%

04-28	XTM commences court-approved sale & investment solicitation process with stalking horse bid	RE
04-28	Pateno Payments Inc. entered into a stalking horse subscription agreement to acquire Assets and Business Operations of XTM Inc. for estimated CAD 9.5 million.	CI

XTM Inc. operates a fintech business leveraging technology to transform how workers access and manage their pay. Through its AnyDay platform, the Company provides businesses with automated tip pooling, instant payouts, and Earned Wage Access (EWA) solutions that empower employees with financial flexibility and control. Through its AnyDay product, a mobile and enterprise software solution specifically designed to provide earned wages to employees, on demand, via a mobile wallet, accessible via the Internet or by a free mobile app paired with a chip and pin EMV Mastercard debit card, its solution includes free banking features and is used by employees in Canada and the United States. It supports various brands, including Earls, Marriott Hotels, Maple Leaf Sports & Entertainment, Cactus Club, and Live Nation. The Company serves the hospitality, healthcare, casinos and manufacturing industries.

Employees

Sector

Business Support Services

More about the company

Stock Market
Stocks
PAID Stock

As early as today, start finding the best investment opportunities!

Market Cap	5.58M 4M 3.57M 3.27M 2.98M 378M 5.7M 39.11M 15.77M 200M 15M 14.68M 631M	P/E 2023	-1.07x	P/E 2024	-0.7x
Enterprise Value	21.23M 15.19M 13.56M 12.45M 11.32M 1.44B 21.65M 149M 59.93M 759M 57.02M 55.81M 2.4B	EV / Sales 2023	3.36x	EV / Sales 2024	3.57x
Free-Float	75.27%	Yield 2023 *	-	Yield 2024	-

04-28	XTM commences court-approved sale & investment solicitation process with stalking horse bid	RE
04-28	Pateno Payments Inc. entered into a stalking horse subscription agreement to acquire Assets and Business Operations of XTM Inc. for estimated CAD 9.5 million.	CI
02-19	XTM Inc. Reports on Everyday People Payments Service Outage and Halting of Activities Pursuant to Bank of Canada Compliance Order	CI
01-13	Xtm Inc. Announces Board Changes	CI
12-02	XTM Inc. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2025	CI
24/10/25	Everyday People Financial, XTM to Integrate Canadian Payments Operation	MT
24/10/25	Everyday People Financial Corp. and XTM Inc. Announce Strategic Management Services Agreement to Integrate Canadian Payments Operation	CI
29/08/25	XTM Inc. Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2025	CI
31/05/25	XTM Inc. Reports Earnings Results for the First Quarter Ended March 31, 2025	CI
07/05/25	XTM Inc. Reports Earnings Results for the Full Year Ended December 31, 2024	CI
07/05/25	XTM Inc. Auditor Raises 'Going Concern' Doubt	CI
29/04/25	XTM Sells QRails Processing Technology for US$3 Million	MT
29/04/25	Xtm Signs Definitive Asset Purchase Agreement	RE

05-07	Canadian Investment Regulatory Organization Trading Halt - PAID	AQ
04-28	XTM Commences Court-Approved Sale and Investment Solicitation Process with Stalking Horse Bid	AQ
04-17	XTM Resumes Tip Payout Program and Commences Court-Approved Sale and Investment Solicitation Process	AQ
03-02	XTM Obtains Creditor Protection to Stabilize the Business and Pursue Restructuring Options and Reports on Bank of Canada Order that provides path for Everyday Payments Platform to Resume Operations	AQ
02-19	XTM Reports on Everyday People Payments Service Outage and Halting of Activities Pursuant to Bank of Canada Compliance Order	BU

Current year	0		0.04
1 year	0		0.04
3 years	0		0.2
5 years	0		0.47
10 years	0		0.68

Manager	Title	Age	Since
Marilyn Schaffer CEO	Chief Executive Officer	65	01/12/2005
Jakob Ripshtein DFI	Director of Finance/CFO	60	03/10/2024
Avneet Sandhu CMP	Compliance Officer	-	-

XTM Inc. Stock

Stocks

PAID

CA98388T1021

Business Support Services

Valuation: XTM Inc.

Chart: XTM Inc.

Latest news: XTM Inc.

Press Releases: XTM Inc.

Quotes and Performance

Price Extremes

Managers and Directors: XTM Inc.

Latest insider transactions

Transaction & Payment Services

Financials

Company Profile

Director	Title	Age	Since
Marilyn Schaffer CHM	Chairman	65	01/12/2005
Keith McKenzie BRD	Director/Board Member	-	12/10/2022
Keith Nugara BRD	Director/Board Member	-	13/01/2026

Date	Insider	Type	Main position	Quantity	% Market Cap.
11/3/25 A	Olga Balanovskaya	Buy	Director	1,000,000	0.4240%
11/3/25 A	Olga Balanovskaya	Tax	Director	1,000,000	0.4240%
1/23/25 A	Olga Balanovskaya	Tax	Director	1,500,000	0.7111%

Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5-day change	1-year change	3-year change	Capi.($)
XTM INC.	-.--%	-.--%	-66.67%	-88.24%	2.28M
VISA, INC.	+2.88%	+5.28%	+24.88%	+74.93%	791B
CINTAS CORPORATION	+2.25%	-0.51%	+22.64%	+75.91%	89.25B
UNITED RENTALS, INC.	+0.46%	+4.77%	+34.92%	+171.49%	72.78B
PAYPAL HOLDINGS, INC.	+3.10%	+6.89%	-15.14%	+6.76%	48.83B
BLOCK, INC.	+1.13%	+3.39%	+1.50%	+75.26%	46.6B
NEBIUS GROUP	-8.27%	-7.75%	+8.08%	+646.52%	38.75B
SUNBELT RENTALS HOLDINGS, INC.	+0.18%	+5.52%	+25.12%	+38.30%	34.33B
FISERV, INC.	+3.82%	+7.45%	-22.13%	-55.92%	27.61B
CORPAY, INC.	+2.08%	+2.39%	+57.21%	+72.94%	26.87B
Average	+1.88%	-1.20%	+7.04%	+101.80%	117.63B
Weighted average by Cap.	+2.55%	+4.23%	+21.83%	+92.81%

	2023	2024
Net sales	6.78M 4.85M 4.33M 3.97M 3.61M 459M 6.91M 47.45M 19.13M 242M 18.2M 17.81M 765M	9.09M 6.51M 5.81M 5.33M 4.85M 616M 9.27M 63.67M 25.67M 325M 24.42M 23.9M 1.03B
Net income	-16.08M -11.51M -10.28M -9.43M -8.58M -1.09B -16.4M -113M -45.4M -575M -43.2M -42.28M -1.82B	-22.94M -16.42M -14.66M -13.45M -12.24M -1.55B -23.4M -161M -64.77M -820M -61.63M -60.31M -2.59B
Net Debt	3.97M 2.84M 2.53M 2.33M 2.12M 269M 4.05M 27.78M 11.2M 142M 10.65M 10.43M 448M	15.64M 11.2M 10M 9.17M 8.34M 1.06B 15.96M 110M 44.17M 559M 42.02M 41.13M 1.77B