Valuation: Kaspi.kz AO

Market Cap 8,007B 16.5B 14.5B 13.36B 12.49B 23.42B 1,557B 23.85B 160B 62.07B 768B 61.98B 60.62B 2,668B P/E 2026 *
7.52x
P/E 2027 * 6.56x
Enterprise Value 8,007B 16.5B 14.5B 13.36B 12.49B 23.42B 1,557B 23.85B 160B 62.07B 768B 61.98B 60.62B 2,668B EV / Sales 2026 *
1.59x
EV / Sales 2027 * 1.41x
Free-Float
52.91%
Yield 2026 *
8.07%
Yield 2027 * 8.85%
Manager TitleAgeSince
Chief Executive Officer 51 05/12/2018
Director of Finance/CFO 51 -
Chief Operating Officer 46 -
Director TitleAgeSince
Chairman 51 17/03/2015
Chairman 56 05/12/2018
Director/Board Member 56 08/04/2019
Change 5-day change 1-year change 3-year change Capi.($)
-3.83%-13.57%+12.95%+884.93% 84.17B
-2.73%-4.47%-66.34%-43.65% 69.77B
-2.62%-9.06%-48.07%-46.64% 29.52B
+7.83%+20.64%+25.13%+83.13% 28.68B
-1.04%+3.96%+16.00%+418.91% 25.74B
-2.07%-0.92%-53.10%-28.23% 19.57B
-3.06%-14.23%-65.36% - 17.1B
-0.18%+1.53%-21.08%+151.65% 13.76B
+0.05%-0.37% - - 13.28B
Average -0.13%-1.83%-24.98%+202.87% 33.51B
Weighted average by Cap. -0.46%-4.22%-21.75%+312.54%

Financials

2026 *2027 *
Net sales 5,044B 10.4B 9.13B 8.41B 7.87B 14.75B 981B 15.03B 101B 39.1B 484B 39.04B 38.19B 1,680B 5,660B 11.67B 10.25B 9.44B 8.83B 16.56B 1,101B 16.86B 113B 43.88B 543B 43.81B 42.85B 1,886B
Net income 1,078B 2.22B 1.95B 1.8B 1.68B 3.15B 210B 3.21B 21.57B 8.36B 103B 8.34B 8.16B 359B 1,404B 2.89B 2.54B 2.34B 2.19B 4.11B 273B 4.18B 28.09B 10.88B 135B 10.86B 10.63B 468B
Net Debt - -
Logo Kaspi.kz AO
Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.
Employees
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Trader
Investor
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Global
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Quality
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ESG MSCI
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