Company Valuation: Intercorp Financial Services Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 12,370 10,507 9,353 12,512 15,779 21,853 - -
Change - -15.06% -10.99% 33.78% 26.11% 38.5% - -
Enterprise Value (EV) 12,370 10,507 9,353 12,512 15,779 21,853 21,853 21,853
Change - -15.06% -10.99% 33.78% 26.11% 38.5% 0% 0%
P/E 6.91x 6.33x 8.76x 7.57x 8.19x 10x 8.94x 7.9x
PBR 1.3x 1.05x 0.95x 1.16x 1.28x 1.71x 1.54x 1.42x
PEG - -0.88x -0.2x 0.1x 0.4x 0.7x 0.7x 0.6x
Capitalization / Revenue 2.47x 1.84x 1.54x 1.98x 2.66x 2.95x 2.74x 2.34x
EV / Revenue 0x 0x 0x 0x 0x 2.95x 2.74x 2.34x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 6.87x 5.96x 4.07x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 2.444 - - 3.669 6.232 7.717 10.87 12.79
Rate of return 2.28% - - 3.36% 4.4% 3.9% 5.49% 6.46%
EPS 2 15.51 14.39 9.33 14.45 17.3 19.7 22.15 25.05
Distribution rate 15.8% - - 25.4% 36% 39.2% 49.1% 51.1%
Net sales 1 5,005 5,697 6,086 6,314 5,943 7,407 7,966 9,341
EBITDA - - - - - - - -
EBIT 1 2,742 3,013 3,336 3,414 2,779 3,181 3,668 5,370
Net income 1 1,790 1,661 1,073 1,300 1,932 2,245 2,529 2,818
Net Debt - - - - - - - -
Reference price 2 107.18 91.04 81.70 109.34 141.70 197.95 197.95 197.95
Nbr of stocks (in thousands) 115,418 115,418 114,481 114,433 111,352 110,398 - -
Announcement Date 2/10/22 A 2/14/23 A 2/13/24 A 2/5/25 A 2/11/26 A - - -
1PEN in Million2PEN
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
10.05x - - 3.9% 6.46B
14.45x - - 1.74% 971B
13.85x - - 1.83% 453B
5.97x - - 5.19% 380B
12.79x - - 4.1% 356B
5.7x - - 5.35% 300B
18.73x - - 2.28% 297B
12.18x - - 2.14% 269B
5.94x - - 5.29% 262B
14.62x - - 2.71% 255B
Average 11.43x 3.45% 354.95B
Weighted average by Cap. 12.12x 3.07%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

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  4. Valuation Intercorp Financial Services Inc.