Valuation: Community Financial System, Inc.

Market Cap 3.46B 2.99B 2.81B 2.56B 4.81B 331B 4.89B 32.94B 12.88B 166B 13.01B 12.72B 551B P/E 2026 *
14.2x
P/E 2027 * 12.7x
Enterprise Value 3.46B 2.99B 2.81B 2.56B 4.81B 331B 4.89B 32.94B 12.88B 166B 13.01B 12.72B 551B EV / Sales 2026 *
3.87x
EV / Sales 2027 * 3.59x
Free-Float
94.8%
Yield 2026 *
2.89%
Yield 2027 * 2.95%
1 day+0.26%
1 week+1.53%
Current month+1.59%
1 month-4.25%
3 months+6.68%
6 months-0.75%
Current year+14.62%
1 week 63.79
Extreme 63.79
66.2
1 month 62.67
Extreme 62.67
70.74
Current year 54.9
Extreme 54.895
71.11
1 year 53.46
Extreme 53.46
71.11
3 years 35.38
Extreme 35.38
73.39
5 years 35.38
Extreme 35.38
78
10 years 35.38
Extreme 35.38
82.53
Manager TitleAgeSince
Chief Executive Officer 43 01/01/2024
Director of Finance/CFO 48 31/03/2025
Chief Operating Officer - 01/07/2022
Director TitleAgeSince
Director/Board Member 60 26/02/2010
Director/Board Member 60 26/02/2010
Director/Board Member 59 26/02/2010
Date Insider Type Main position Quantity % Market Cap.
6/25/26 A Sell

Director

-12,191 0.0232%
3/16/26 A Fiscal year

Chairman

500 0.0009%
3/4/26 A Free

Head of Human Resources

3,505 0.0067%
Change 5-day change 1-year change 3-year change Capi.($)
+0.26%+1.53%+16.70%+32.77% 3.46B
-0.07%+1.49%+24.91%+140.56% 964B
+0.62%+2.09%+37.39%+115.40% 451B
-0.62%+0.35%+20.22%+105.89% 381B
+0.13%-0.09%+62.72%+154.51% 355B
+0.42%+2.07%+59.52%+142.42% 301B
-0.96%-0.57%+12.05%+108.59% 300B
+0.81%+1.80%+15.20%+107.86% 269B
-0.66%+0.38%+17.98%+94.44% 264B
-0.62%+3.42%+55.27%+228.67% 261B
Average -0.07%+0.88%+32.19%+123.11% 354.98B
Weighted average by Cap. -0.07%+1.02%+32.59%+132.95%

Financials

2026 *2027 *
Net sales 896M 773M 727M 661M 1.24B 85.63B 1.26B 8.52B 3.33B 42.88B 3.36B 3.29B 143B 964M 833M 782M 712M 1.34B 92.18B 1.36B 9.17B 3.58B 46.16B 3.62B 3.54B 153B
Net income 245M 212M 199M 181M 340M 23.44B 346M 2.33B 911M 11.74B 920M 900M 39B 275M 237M 223M 203M 381M 26.27B 388M 2.61B 1.02B 13.16B 1.03B 1.01B 43.72B
Net Debt - -
Logo Community Financial System, Inc.
Community Financial System, Inc. is a diversified financial services company. The Company's business segments include Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking segment is a community bank serving the financial needs of customers in local communities. The Employee Benefit Services segment operates a national practice that provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services. The Wealth Management Services segment provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services and personal financial planning services. It also offers trust administration services.
Employees
2,927
Sector
Banks
Date Price Change Volume
14/08/26 $65.84 +0.26% 143,899
13/08/26 $65.67 +0.84% 158,849
12/08/26 $65.12 +0.37% 174,759
11/08/26 $64.88 +1.33% 186,955
10/08/26 $64.03 -1.26% 187,493
Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
65.84USD
Average target price
70.17USD
Spread / Average Target
+6.57%

Quarterly revenue - Rate of surprise