Projected Income Statement: Assurant, Inc.

Forecast Balance Sheet: Assurant, Inc.

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt 2,203 - - - - - - -
Change - - - - - - - -
Announcement Date 2/8/22 A 2/7/23 A 2/6/24 A 2/11/25 A 2/10/26 A - - -
Estimates

Cash Flow Forecast: Assurant, Inc.

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 121.2 187.4 186.3 202.5 221.3 235.5
Change - 54.62% -0.59% 8.7% 9.28% 6.42%
Free Cash Flow (FCF) 1 1,310 3,414 709.9 1,002 901.3 2,188
Change - 160.54% -79.2% 41.08% -10% 142.71%
Announcement Date 2/19/21 A 2/22/22 A 2/17/23 A 2/15/24 A 2/20/25 A 2/19/26 A
1USD in Million
Estimates

Forecast Financial Ratios: Assurant, Inc.

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

        
EBITDA Margin (%) 9.75% 9.38% 11.3% 11.13% 13.53% 12.38% 12.32% -
EBIT Margin (%) 8.99% 4.58% - 9.38% 10.24% 10.38% 10.54% -
EBT Margin (%) 7.69% 3.43% 7.25% 7.81% 8.49% 9.21% 9.27% -
Net margin (%) 6.02% 2.71% 5.77% 6.4% 6.81% 7.07% 7.37% -
FCF margin (%) - - - - - - - -
FCF / Net Income (%) - - - - - - - -

Profitability

        
ROA - - - - - - - -
ROE 9.75% 12.58% 14.22% 15.33% 15.9% 16.74% 15.7% 15.66%

Financial Health

        
Leverage (Debt/EBITDA) 2.22x - - - - - - -
Debt / Free cash flow - - - - - - - -

Capital Intensity

        
CAPEX / Current Assets (%) - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - -
CAPEX / FCF (%) - - - - - - - -

Items per share

        
Cash flow per share 1 - - - - - - - -
Change - - - - - - - -
Dividend per Share 1 2.66 2.74 2.82 2.96 3.28 3.483 3.751 3.911
Change - 3.01% 2.92% 4.96% 10.81% 6.19% 7.68% 4.28%
Book Value Per Share 1 98.46 80.04 92.57 97.77 - 129.7 144.5 157.6
Change - -18.71% 15.65% 5.62% - - 11.41% 9.07%
EPS 1 10.2 5.05 11.95 14.46 16.93 20.11 21.68 26.04
Change - -50.49% 136.63% 21% 17.08% 18.81% 7.78% 20.11%
Nbr of stocks (in thousands) 56,977 52,831 52,591 51,287 50,081 49,787 49,787 49,787
Announcement Date 2/8/22 A 2/7/23 A 2/6/24 A 2/11/25 A 2/10/26 A - - -
1USD
Estimates
2026 *2027 *
P/E ratio 11.2x 10.4x
PBR 1.73x 1.55x
EV / Sales 0.82x 0.77x
Yield 1.55% 1.67%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
-
ESG MSCI
AAA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
7
Last Close Price
224.65USD
Average target price
260.00USD
Spread / Average Target
+15.74%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Equities
  3. AIZ Stock
  4. Financials Assurant, Inc.