Valuation: Arman Financial Services Limited

Market Cap 14.12B 147M 128M 118M 109M 206M 210M 1.41B 556M 6.91B 551M 539M 23.82B P/E 2024
9.56x
P/E 2025 26.2x
Enterprise Value 25.7B 267M 233M 215M 198M 374M 382M 2.57B 1.01B 12.58B 1B 980M 43.36B EV / Sales 2024
10.1x
EV / Sales 2025 10.3x
Free-Float
62%
Yield 2024 *
-
Yield 2025 -
06-09 Arman Financial Services Limited Appoints Pushpendrakumar as Interim Head - Internal Audit and Reconstitution of Board Committees, with Effect from June 09, 2026 CI
05-30 Arman Financial Services Limited Announces Resignation of Niteshkumar Mishra as Head of Internal Audit , Effective May 31, 2026 CI
05-29 Arman Financial Services Limited, Q4 2026 Earnings Call, May 29, 2026
05-27 Arman Financial Services Limited Reports Earnings Results for the Fourth Quarter and Full Year Ended March 31, 2026 CI
05-27 Arman Financial Services Limited Announces Management Changes CI
03-25 Arman Financial Services Limited Allots INR 1,250 Million Senior Secured Listed Rated Taxable Transferable Redeemable Non-Convertible Debentures on Private Placement Basis CI
02-16 Arman Financial Services Limited, Q3 2026 Earnings Call, Feb 16, 2026
02-13 Arman Financial Services says approved raising funds through NCDs up to 5 billion rupees RE
02-12 Arman Financial Services Limited Approves the Re-Designation of Vivek Modi from Group Chief Financial Officer to Executive Director & Group Chief Financial Officer, Effective February 12, 2026 CI
02-12 Arman Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2025 CI
01-29 Arman Financial Services Raises INR1.25 Billion Through Debenture Allotment MT
01-29 Arman Financial Services Limited Allots 125,000 Listed, Rated, Senior, Secured, Transferable, Redeemable, Non-Convertible Debentures by Way of A Private Placement CI
01-19 Arman Financial Services to raise funds totaling 1.25 billion rupees via non-convertible debentures RE
1 day-0.07%
1 week+8.42%
Current month+15.44%
1 month+18.05%
3 months+26.20%
6 months+32.01%
Current year+26.35%
1 week 1,798.95
Extreme 1798.95
2,064.8
1 month 1,600
Extreme 1600
2,064.8
Current year 1,302.3
Extreme 1302.3
2,064.8
1 year 1,256.1
Extreme 1256.1
2,064.8
3 years 1,111
Extreme 1111
2,676.1
5 years 603.95
Extreme 603.95
2,676.1
10 years 165
Extreme 165
2,676.1
Manager TitleAgeSince
Chief Executive Officer 41 -
Director of Finance/CFO - 26/05/2018
Chief Tech/Sci/R&D Officer - -
Director TitleAgeSince
Director/Board Member 74 26/11/1992
Director/Board Member 46 24/10/2000
Director/Board Member 75 26/11/1992
Date Insider Type Main position Quantity % Market Cap.
3/29/25 A Sell 454 0.0043%
3/3/25 A Sell 241 0.0023%
Change 5-day change 1-year change 3-year change Capi.($)
-0.07%+8.42%+19.46%-11.40% 214M
+1.80%+3.51%+14.40%+40.63% 68.2B
-2.42%+1.04%+5.52%+42.97% 41.14B
+0.84%-3.24%-8.51%+15.14% 30.78B
+1.19%-0.77%+55.78%+193.02% 25.32B
-0.89%+1.63%+4.89%+107.32% 24.76B
-0.23%-7.99%-21.77%+82.28% 22.17B
+3.11%+0.42%-23.63% - 16.66B
+1.01%-0.10%+15.55%+55.16% 16.02B
+1.39%-1.77% - - 15.51B
Average +0.57%+0.11%+6.85%+65.64% 26.08B
Weighted average by Cap. +0.54%-0.02%+7.58%+66.73%

Financials

2024 2025
Net sales 3.49B 36.23M 31.68M 29.24M 26.93M 50.81M 51.91M 349M 137M 1.71B 136M 133M 5.89B 2.45B 25.46M 22.26M 20.54M 18.92M 35.7M 36.47M 246M 96.49M 1.2B 95.61M 93.5M 4.14B
Net income 1.74B 18.03M 15.76M 14.55M 13.4M 25.28M 25.83M 174M 68.33M 850M 67.7M 66.21M 2.93B 521M 5.41M 4.73M 4.36M 4.02M 7.58M 7.75M 52.17M 20.5M 255M 20.31M 19.86M 879M
Net Debt 16.01B 166M 145M 134M 124M 233M 238M 1.6B 630M 7.84B 624M 611M 27.01B 11.58B 120M 105M 97.06M 89.4M 169M 172M 1.16B 456M 5.67B 452M 442M 19.54B
Logo Arman Financial Services Limited
Arman Financial Services Limited is an India-based holding company. The Company is a non-banking finance company (NBFC). It is engaged primarily in the business of Financing. The Company and its subsidiary are engaged in the business of providing Micro, Small and Medium Enterprise loans (MSME), TwoWheeler loans (TW), Loan again property (LAP) and Micro Finance Joint Liability Groups (JLG) Loans. It offers products such as Two Wheeler, which offers two wheeler financing for all models of motorcycles, mopeds, scooterettes and scooters of Hero, Honda, Bajaj, TVS, HMSI, Suzuki, Yamaha, and Royal Enfield; and MSME, it offers term loans to the underserved non-group micro-enterprise segment of the Indian market. The Company has one subsidiary, Namra Finance Limited, which is a non-deposit taking NBFC - Microfinance Institution (NBFC-MFI). Its subsidiary is engaged in providing microfinance loans (MFL) to Joint Liability Groups (JLGs), with a focus on women entrepreneurs.
Employees
1,154
Date Price Change Volume
17/07/26 ₹1,959.75 -0.07% 788
16/07/26 ₹1,961.20 -1.66% 3,645
15/07/26 ₹1,994.35 +1.50% 11,619
14/07/26 ₹1,964.80 +0.54% 10,952
13/07/26 ₹1,954.25 +8.12% 8,450
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