Total revenues amounted to 928 million kronor (922).
Net interest income was 839 million kronor (831). Net commission income came to 75 million kronor (81).
Operating expenses totaled 322 million kronor (303).
Operating profit before credit losses was 607 million kronor (620).
Credit losses amounted to 199 million kronor. Last year, credit losses were 237 million kronor.
Operating profit was 407 million kronor (383). Net profit came to 317 million kronor (301). Earnings per share were 1.59 kronor (1.46).
Return on equity was 13 percent (13.5).
The board intends to initiate a new share buyback program of approximately 500 million kronor. The program is expected to begin during the first quarter. In 2025, Norion Bank repurchased its own shares for 1 billion kronor.
The bank's board will also propose that the annual general meeting in May renew the buyback mandate for up to 10 percent of the outstanding shares, as the board intends to launch additional buyback programs during 2026.
| Norion Bank, Mkr | Q4-2025 | Q4-2024 | Change |
| Revenues | 928 | 922 | 0.7% |
| Net interest income | 839 | 831 | 1.0% |
| Net commission income | 75 | 81 | -7.4% |
| Operating expenses | -322 | -303 | |
| Operating profit before credit losses | 607 | 620 | -2.1% |
| Credit losses | -199 | -237 | |
| Operating profit | 407 | 383 | 6.3% |
| Net profit | 317 | 301 | 5.3% |
| Earnings per share, kronor | 1.59 | 1.46 | 8.9% |
| Ordinary annual dividend per share, kronor | 0 | 0 |
