Net interest income amounted to 306.5 million kronor (292.9).
Operating expenses totaled 202.9 million kronor (191.3).
Operating profit before credit losses was 121.4 million kronor (100.1).
Credit losses amounted to 18.4 million kronor. Last year, credit losses were 16.8 million kronor.
Operating profit was 103 million kronor (83.2). Adjusted operating profit was 121.2 million kronor (126.6).
Net profit reached 112.5 million kronor (13.6). Earnings per share were 2.13 kronor (0.28).
The board proposes a dividend of 1.40 kronor per share, in line with financial targets.
Enity reiterates its financial targets.
"With solid progress, a more optimistic housing market, significant scalability, and a dedicated team, we are entering 2026 with confidence," writes CEO Björn Lander in the report.
| Enity, Mkr | Q4-2025 | Q4-2024 | Change |
| Net interest income | 306.5 | 292.9 | 4.6% |
| Operating expenses | -202.9 | -191.3 | |
| Operating profit before credit losses | 121.4 | 100.1 | 21.3% |
| Credit losses | -18.4 | -16.8 | |
| Operating profit | 103 | 83.2 | 23.8% |
| Net profit | 112.5 | 13.6 | 727.2% |
| Earnings per share, kronor | 2.13 | 0.28 | 660.7% |
| Ordinary annual dividend per share, kronor | 1.40 |
